Whether it’s looking for a car loan, a mortgage or a personal loan, many Australians become overwhelmed when it comes to navigating the world of finance. Did you know that, at Rapid Finance, we offer finance assessments absolutely free of charge for our customers? That means you can find out your credit score, discover how to improve it and start exploring your financial options with all the knowledge you need to make the best decision for your situation.
What is a financial assessment?
At Rapid Finance, our free financial assessments will usually help you understand your current financial situation and our expert team can then make a recommendation to you on the next steps to take to help you reach your goals - whether that’s getting a new car or securing finance for emergency medical treatment.
We look at the following during a financial assessment in order to determine your credit score:
Your sources of income such as employment and investments.
Documents that may include your tax returns and/or bank statements.
Your credit history including bankruptcies and ‘black marks’ (defaults) on your credit history file.
Previous loan payment history (if any)
What if you have a bad credit score?
Bad credit? Unpaid defaults? At Rapid Finance, we specialise in finance for those who might have been declined by banks / lenders due to bad credit and hopefully help you discover loan options from lenders other than mainstream financial institutions.
Looking for a bad credit car loan? We’ve helped thousands of people secure a car loan - even if their credit score isn’t perfect. Whether you’ve been refused credit by the banks, have credit defaults or have been discharged from a part IX debt agreement, speak to one of our finance specialists who will take the time to understand your specific needs and goals. Call us on 1300 467 274
The benefits of a free financial assessment at Rapid Finance
At Rapid Finance, we have been helping customers with bad credit loans for over 20 years. We provide customers with free finance assessments that do not affect your credit score. We will search our large panel of lenders for you, meaning you typically receive only one hit on your credit file (when we lodge your application). In contrast, every time a lender (like a bank) does an assessment for you, it shows up on your credit report and it can have a negative impact on your credit score.
We offer every customer solutions-based finance. That means while other brokers sell you the loan they want to sell you, we do a comprehensive assessment of your situation and endeavour to find the financial solution that best fits your unique situation.
Let us check your credit score for free
Don’t give up on finance. We have access to a huge range of finance products, meaning we can offer some of the best deals available to you and your situation. Call Rapid Finance to request your free finance assessment and start achieving your goals - it only takes a few minutes!
On a side note, don’t forget about our wholesale cars - We offer the one stop shop where we can help you source a vehicle through our extensive wholesale network - Through our network, we will do some extra checks on your behalf as well as inspecting the vehicle to ensure it’s a great vehicle - We will also check :
There is no money owing on the vehicle
The vehicle has not been a repairable write off
The vehicle has not in any serious accidents
We will check everything works on the vehicle
We will get the roadworthy for the vehicle
We will do a detailed inspection on the vehicle
To find out more info about our wholesale Network vehicle, click here.
For a free assessment, call Rapid Finance today on 1300 467 274