Rapid Finance on 17 July 2017
Why it's harder to find car loans for modified cars. And what to do about it.
If you're finding it difficult to secure credit for modified cars, you're not alone. It's not always easy. But, there are some things you can do to increase your chances of car loan success. ...
Read moreRapid Finance on 24 October 2017
The Smartest Apps for ‘Dumb’ Cars
Vehicle technology is getting smarter, but high-tech cars don’t come cheap. If you can’t afford the latest model, these apps can make your car smarter. ...
Read moreRapid Finance on 24 October 2017
Smartphone Laws: What You Can and Can’t Do While Driving
Moving or travelling across borders? Here’s a state-by-state look at the specific laws surrounding mobile phones and driving in Australia. ...
Read moreRapid Finance on 6 October 2017
7 Famous Cars Money Can't Buy
As much as we'd love to own these 7 famous cars, we just have to content ourselves with admiring them from afar... and usually through a screen. But hey, we can always dream, right? ...
Read moreRapid Finance on 24 July 2017
5 step guide to getting a car loan with a single income
Securing car finance with a single income isn't always straightforward. But with a little know-how, it may be possible. Here's how to seek out and secure single income loan options. ...
Read moreRapid Finance on 14 July 2017
Car loans for discharged bankrupts: 4 golden rules
Features, reputation, flexibility. Maximise your chance of loan acceptance by following these 6 golden rules. ...
Read moreRapid Finance on 26 June 2017
65% of Aussies don't understand credit reports. Do you?
As many as 65% of Australians are misinformed about their credit score, what's involved and what counts towards a good or poor credit profile. How much do you know about credit scores in Australia? ...
Read moreRapid Finance on 26 June 2017
Apprentice loan options to get you on the road
Finding a loan as an apprentice may be easier than you think if follow these 4 steps. So let's get started. ...
Read moreRapid Finance on 26 June 2017
Car Loans For Classic Cars On A Budget
We've got seven things you need to consider when getting a car loan for your classic buy. ...
Read moreRapid Finance on 13 June 2017
Why you should absolutely avoid 0% car finance
0% car finance. It sounds too good to be true, doesn't it? That is because, usually, it is. Here's how you could end up paying more, not less, when you choose 0% finance. ...
Read moreRapid Finance on 13 June 2017
How much can I borrow for a home? Find out with our borrowing power calculator.
You may be able to borrow more than you think. To discover your potential mortgage borrowing power, try our borrowing power calculator. It's fast, easy to use, and you'll get an estimate instantly. ...
Read moreRapid Finance on 29 May 2017
How To Negotiate a Used Car Loan
Nervous about negotiating your used car loan? Read our tips first. ...
Read moreRapid Finance on 29 May 2017
What is a low-interest car loan in 2017?
What is a low-interest car loan in 2017? Find out here. ...
Read moreRapid Finance on 23 May 2017
Purchasing a New Car? What Does It Really Cost?
Have you really thought about all the costs involved in buying a new car? We don’t just mean the price you negotiated, we mean other upfront and on-going costs. ...
Read moreRapid Finance on 22 May 2017
What will my home loan repayments be?
Unsure of how much your home loan repayments will be? Get an estimate of your home loan repayment costs with our mortgage repayment calculator. It's fast and easy to use. ...
Read moreRapid Finance on 22 May 2017
What will my car loan repayments be?
Discover the amount you're likely to pay in car loan repayments with the Rapid Finance Car Loan Repayment Calculator. It's fast and easy to use. Here's how to try it today. ...
Read moreRapid Finance on 22 May 2017
Australians struggling with debt and their options
Australians are some of the most heavily indebted people in the world. Here's a few bits of advice that you may find useful to help with your debt. ...
Read moreRapid Finance on 10 May 2017
Low or No Deposit Home Loans. Are They Possible?
Low or no deposit home loans may be available in some circumstances. Whether they will be available to you will depend on your situation. ...
Read moreRapid Finance on 9 May 2017
5 of the Safest Cars in Australia under $20,000
Are you in the market for a cheap and reliable car? Here are our top 5 safe cars under $20,000. ...
Read moreRapid Finance on 18 April 2017
Am I eligible for stamp duty cuts in Victoria?
Could you be eligible for the new stamp duty cuts in Victoria? Find out the answer here, as well as what else you can do to secure a home loan. ...
Read moreRapid Finance on 5 April 2017
Should I Rent or Buy? Decide With Our Calculator
Our rent or buy calculator is designed to assist you in choosing between renting and buying. So you can make an informed decision regarding switching your rental property for a mortgage. ...
Read moreRapid Finance on 5 April 2017
9 Mortgage Repayment Calculators to Help You Budget
Get your finances back under control with these handy mortgage repayment calculators. They're fast, simple to use, and easy to understand. Try one or several today! ...
Read moreRapid Finance on 1 March 2017
How can I get a no deposit car loan?
To secure a no deposit car loan, you'll need to show your financial stability. You can do this in a range of ways including by demonstrating a good credit history or income ...
Read moreRapid Finance on 21 February 2017
Getting a Car Loan on Maternity Leave
Securing a car loan on maternity leave isn't always easy, but in many cases it is possible. Here are seven tips for increasing your chance of car loan success ...
Read moreRapid Finance on 14 February 2017
100% Car Finance with Bad Credit
In many cases, it is possible to find no deposit car loans with bad credit. Whether you will be eligible, however, will depend on your situation. ...
Read moreRapid Finance on 23 January 2017
Car loans for casual and part time workers. Are they possible?
Here's how you can apply for a car loan with casual or part time employment. It's easier than you might think ...
Read moreRapid Finance on 19 December 2016
5 savvy car loan tips to save you money
Here's how to avoid the shonks and how to save on car finance. You may be surprised that finding more suitable car finance is easier than you think ...
Read moreRapid Finance on 14 December 2016
BMW payouts a reminder of dealer finance traps
BMW Finance Services will pay more than $72 million dollars in payouts after being found to have breached responsible lending laws ...
Read moreRapid Finance on 7 December 2016
How we find loans for people with bad credit
Turned down due to your credit history? Here's what you can do next to secure finance. ...
Read moreRapid Finance on 6 December 2016
5 ways to compare car loans to get a better deal
Comparing car loans? Here's what you should consider in order to get the best car loan deal ...
Read moreRapid Finance on 1 December 2016
What are the best car loans for ABN holders?
Are you self-employed? Or are you a sole trader? Here's how you could get a better car loan deal with ABN car finance ...
Read moreRapid Finance on 29 November 2016
Car loans for Uber drivers. What to know.
Whether you're an Uber driver or are thinking of becoming one, here's what you need to know about car finance ...
Read moreRapid Finance on 28 November 2016
5 ways to use your credit rating to get a better loan
Can you use your credit rating to get a better loan? It may be possible. Here's how ...
Read moreRapid Finance on 10 November 2016
Low interest car loans for single mothers
Finding a low interest car loan as a single mother can be difficult. We're here to help ...
Read moreRapid Finance on 20 October 2016
5 free debt help programs in Melbourne
Need help with debt? Get started with these free debt help programs in Melbourne and the surrounding area ...
Read moreRapid Finance on 29 September 2016
How long do I need to work for before I can get a bad credit car loan?
Here's how long you should work for before getting a bad credit car loan. ...
Read moreRapid Finance on 28 September 2016
Car loans for tradies on a budget
Need to upgrade the workhorse? Are you on a tight budget? Here's how tradies can get a better deal on a commercial car loan ...
Read moreRapid Finance on 28 September 2016
What is a car loan balloon payment?
Want to know about car loan balloon payments and whether they're right for you? Get started here ...
Read moreRapid Finance on 22 September 2016
How common is car loan refinancing in Australia?
Thinking of refinancing your car loan? You're in good company. Refinancing is a popular loan solution in Australia today ...
Read moreRapid Finance on 20 September 2016
Do cheap cars have higher car loan interest rates?
Comparing car loan interest rates? Did you know that the price of your vehicle can affect your car loan interest rate? ...
Read moreRapid Finance on 20 September 2016
The risks of no credit check car loans
Are no credit check car loans possible? And if they are, should you apply for them? Here are the answers to these questions and others regarding no credit check car loans ...
Read moreRapid Finance on 7 September 2016
What you need to know about business car loan interest rates
Are you comparing car loan interest rates? Read this first. You may be eligible for a lower rate ...
Read moreRapid Finance on 29 August 2016
Should you get a car loan or pay cash?
How do car loans compare to paying for your new vehicle in cash? Find the answer here ...
Read moreRapid Finance on 16 August 2016
How much do I need for a Mortgage?
Mortgage repayments can put you under a lot of financial pressure if you borrow more than you can comfortably afford to repay ...
Read moreRapid Finance on 15 August 2016
Maximise Your Tax Return with a Chattel Mortgage
There are many advantages to a chattel mortgage, including low costs and potential tax deductions ...
Read moreRapid Finance on 12 August 2016
How Good Credit Helps You get a Low Interest Car Loan
There are quite a few different factors that all determine the interest rate that you receive, one of these factors is your credit history ...
Read moreRapid Finance on 11 August 2016
Claim Your Business Car Expenses on this Year's Tax Return
If your business has vehicle expenses, make sure you get the most out of your tax return and claim the deductions that you are entitled to ...
Read moreRapid Finance on 10 August 2016
Can international students get a car loan in Australia?
Getting a car loan on a study visa is difficult. However, depending on your situation, it may be possible ...
Read moreRapid Finance on 28 July 2016
8 Signs You Should Consider Car Refinancing
Whether you had bad credit when you first got your car loan or you simply need different features now, there are many reasons why people choose to refinance their car loans ...
Read moreRapid Finance on 28 July 2016
How to Refinance Your Car Loan
If you needed your car loan urgently when you got it, or if you had bad credit, you may not have gotten the best deal. That's where car loan refinancing can be really helpful ...
Read moreRapid Finance on 27 July 2016
What are the lowest interest rates for bad credit car loans?
Find out how much you could pay in bad credit car loan interest rates, as well as how to improve your financial position ...
Read moreRapid Finance on 25 July 2016
5 ways our car loan specialists could help you
We can help you get a car loan that is right for you and your circumstances, even if you've had difficulty in the past. Here's how we do it ...
Read moreRapid Finance on 21 July 2016
Car loan advice for business owners
Advice for business owners on how they can get a car loan that matches their business and situation ...
Read moreRapid Finance on 20 July 2016
20 point ultimate car loan checklist
Searching for a car loan? Find everything you need to know (and more) here ...
Read moreRapid Finance on 19 July 2016
7 ways to reduce your car loan interest rate
Find out how you could reduce the amount of interest you pay on your car loan with these seven top tips ...
Read moreRapid Finance on 5 July 2016
'I can't get a mortgage because of bad credit' and other potential home loan myths
Is that fact or fiction? We debunk some common home loan myths. Including whether or not those with bad credit can apply ...
Read moreRapid Finance on 14 July 2016
Can I get a cheap car loan with bad credit?
Getting approved for a car loan can be pretty difficult if you have bad credit, but it isn't impossible. Not only that, but you may have more loan options than you think ...
Read moreRapid Finance on 22 June 2016
5 questions to ask before refinancing your home to pay for a new car
Should you refinance your home to pay for a new car? The answer will depend on your circumstances. Read about the ins and outs of home refinancing here ...
Read moreRapid Finance on 15 June 2016
How much does it cost to finance a batmobile?
Have you ever wondered how much it would cost to get new car finance on a batmobile, or a Bugatti, or a Ferrari? Find the answers here. ...
Read moreRapid Finance on 27 May 2016
6 ways to boost your car's resale value
Want to boost your car resale value? Minimise car depreciation and maximise your resale value with these handy tips ...
Read moreRapid Finance on 27 May 2016
How long does it take to get a car loan approved?
How long does car loan approval take? We answer this question and others surrounding the car loan approval process ...
Read moreRapid Finance on 26 May 2016
How do comparison websites make money?
We take a look at three of Australia's most popular insurance comparison sites to find out how they make money ...
Read moreRapid Finance on 31 March 2016
Car Loan Advice for Australian Families
If your family is growing and you need a second or larger car, or if you just need to replace a car that's broken down, getting car loan advice could save you a lot of money ...
Read moreRapid Finance on 30 March 2016
Fixed loans vs. variable loans – What’s the right choice?
What's the difference between a 'fixed' and a 'variable' loan – and can the right choice save you money? Read on to find out more ...
Read moreRapid Finance on 23 March 2016
Car Loan or Personal Loan: What are the Pros and Cons?
Choosing between a personal loan and a car loan can be difficult and confusing. There are many things to consider and getting the right advice could save you a lot of money ...
Read moreRapid Finance on 21 March 2016
The Cost of Car Finance in Australia
Curious about the cost of car finance in Australia? Here's a look at how a typical Australian car loan interest rate competes on the world stage ...
Read moreRapid Finance on 15 March 2016
Getting approved for your first car loan
New to the world of car finance? Unsure if you'll be approved? The best way to land your first car loan is to build up a strong case for finance. Here are five simple tips for doing just that ...
Read moreRapid Finance on 9 March 2016
12 questions you should ask yourself when getting a car loan
There are plenty of questions to ask when buying a car. On one hand, there are those easy ones around the car’s make, model and colour. But what about the car's loan? ...
Read moreRapid Finance on 7 March 2016
Australian Car Loan Facts and Figures
What's in a car loan? This complete guide to car loans offers all the car loan facts and figures to help you make a good choice ...
Read moreRapid Finance on 2 March 2016
Using car loan calculators
Looking for a new car loan? Start your search here. This article explains how to use a car loan calculator and offers some useful tips for reducing your rate ...
Read moreRapid Finance on 29 February 2016
Guaranteed home loan approval with bad credit - Is it possible?
In a perfect world, it would be easy to purchase the property of your dreams. But what’s the reality? Find out here ...
Read moreRapid Finance on 24 February 2016
Home refinance: Can you score guaranteed approval?
The reality is that no reputable lender will offer guaranteed refinancing without looking over the details of your application. But there are still ways you can improve your chances ...
Read moreRapid Finance on 15 February 2016
The Truth About Same Day Car Loans
Need a car loan, quick? Beware of being ripped off! Find out the truth about same day car loans here ...
Read moreRapid Finance on 9 February 2016
How to avoid foreclosure
Debt consolidation and refinancing are just some ways you can manage your debt and keep on top of home loan repayments. Find out some more options here: ...
Read moreRapid Finance on 29 January 2016
Bad credit car loan interest rates
Even small changes to interest rate can have a big impact on how much total interest you pay over the life of the loan. Find out how to reduce yours here: ...
Read moreRapid Finance on 7 January 2016
Bad Credit Home Buyer's Guide Perth
Perth is fast becoming a destination for affordable property. Read our guide on how to land a great Perth property with a bad credit history ...
Read moreRapid Finance on 7 January 2016
Should you get an apartment?
What's better for buying with a bad credit home loan: an apartment, or a house? Weigh up your options with this guide! ...
Read moreRapid Finance on 5 January 2016
Bad Credit Home Buyers Guide for Brisbane
Bad credit doesn't have to stop you from owning property in Brisbane. Our simple guide will get you on your way to owning your own home, bad credit or not! ...
Read moreRapid Finance on 5 January 2016
Bad Credit Home Loans and New Employment
Have a new job and wondering how it affects your chances of getting a home loan? Then this guide is for you! ...
Read moreRapid Finance on 18 December 2015
Bad Credit Home Buyers Guide for Adelaide
This simple yet comprehensive guide covers the Adelaide property market for bad credit home buyers. Essential reading if you're from Adelaide! ...
Read moreRapid Finance on 15 December 2015
Can I Get a Home Loan if Previously Declared Bankrupt?
Can you get a home loan as a discharged bankrupt? The answer may surprise you. Find out everything you need to know here ...
Read moreRapid Finance on 24 November 2015
Can I Get a Home Loan with a Part IX Agreement?
A Part IX debt agreement means that you are financially restricted - but does this restriction extend to home loans? We answer your questions here. ...
Read moreRapid Finance on 2 December 2015
Managing a Home Loan on Centrelink Benefits
Whether you’re in between jobs or just receiving a Centrelink benefit, discovering ways to better manage a home loan is essential in keeping on top of your repayment commitments ...
Read moreRapid Finance on 14 December 2015
How Does Credit History Affect Home Loans?
Understand how your credit history affects your home loan application, and the steps you can take to maximise your chances of approval ...
Read moreRapid Finance on 21 November 2015
Property Stamp Duty by State and Value
Confused about stamp duty and government charges involved in buying a house? You're not alone. In our state-by-state breakdown, we outline the fees and charges you'll encounter when buying property in ...
Read moreRapid Finance on 19 November 2015
Bad Credit Home Buyers Guide for Melbourne
The Melbourne property market is one of the biggest in Australia. If you have bad credit, you may be wondering how to get your foot in the property door? Read this guide for more ...
Read moreRapid Finance on 17 November 2015
Guide to Purchasing Property in Sydney with Bad Credit
Looking to purchase property in Sydney with a bad credit history? This guide spells out your next steps ...
Read moreRapid Finance on 26 October 2015
Outsmart the Market: Where to Start with Property Investment
Maximise returns and minimise risk. Read our easy guide to find out how to get the right advice before purchasing your investment property ...
Read moreRapid Finance on 9 October 2015
Checklist for Getting Guaranteed Car Loan Approval
Maximise your chances of getting a car loan. Make sure that your finances are in good shape, be stable in your job and address, and seek advice from an expert in car loans. ...
Read moreRapid Finance on 22 September 2015
First Home Buyer’s Guide
We share our property purchasing tips for potential first home buyers. Start your journey here ...
Read moreRapid Finance on 17 September 2015
Getting a Home Loan on Centrelink Benefits
If you have a bad credit history or receive a Centrelink benefit, obtaining a home loan can seem like an insurmountable challenge. Start your search here ...
Read moreRapid Finance on 15 September 2015
What is the Difference between a Part IX Debt Agreement and Bankruptcy?
Confused about bankruptcy? This easy guide will answer all your questions ...
Read moreRapid Finance on 7 August 2015
Twenty Years of Car Loans and Still Going
What's our story? Director of Rapid Finance Michael Cullinan talks about founding Rapid Finance and the future of the industry ...
Read moreRapid Finance on 5 August 2015
Can I Get a Car Loan on the Veterans’ Affair Pension?
If you're on the Veterans' Affairs Pension and looking for a car loan, then this guide is a great starting point. Read everything you need to know here ...
Read moreRapid Finance on 11 June 2015
Should I use Salary Sacrifice to Buy or Lease a Car?
Find out what salary sacrifice is - and whether you could stand to benefit from using it - in our short guide ...
Read moreRapid Finance on 9 June 2015
Buying or Leasing a Car – What’s the Best Option?
To buy or to lease? Find out which option is best suited to you in our guide to buying and leasing cars ...
Read moreRapid Finance on 9 June 2015
Cross-securing Property - How Does it Work?
if you already own (or are buying a property), cross-securing can be a great way to fund the purchase of your new investment or summer home. So what exactly is cross-securing, and what are the main ad ...
Read moreRapid Finance on 9 June 2015
How can I get a Default Removed from My Credit history?
Can you get defaults removed from your credit history? And if so, what's the best way to approach the process? ...
Read moreRapid Finance on 4 June 2015
What is an Interest-reducing Loan?
What is an interest-reducing loan? How do they work? And how do you get one? Find out in our simple guide ...
Read moreRapid Finance on 4 June 2015
What is LVR?
Anyone who’s ever researched home loans will come across the term “LVR”. But f you're not familiar with the term, it's a good idea to get a solid grasp of it before you begin applying for a home ...
Read moreRapid Finance on 1 June 2015
How Long do Defaults Stay on my Credit History?
Do you have a default on your credit file? Find out how long it stays on there, and what you can do about it in the meantime ...
Read moreRapid Finance on 1 June 2015
What is Comprehensive Credit Reporting?
What is positive credit reporting? And will it make a difference to my future loan applications? Find out here ...
Read moreRapid Finance on 29 May 2015
Can I get a Loan if I'm on Centrelink?
Can you get a loan if you're on Centrelink payments? Forget what you might have heard - the real answer might surprise you ...
Read moreRapid Finance on 29 May 2015
Do Pay Day Loans Affect Your Chances of Getting a Longer-term Loan?
Are payday loans good or bad? Discover the answers, and the alternatives, in our guide to payday loans ...
Read moreRapid Finance on 29 May 2015
What is a Comparison Rate?
Do you know what a comparison rate is? If not, read our guide to what it is and how it works before you look for finance ...
Read moreRapid Finance on 29 May 2015
Top Five Tips for Obtaining Car Finance with Really Bad Credit
Plenty of people have bad credit. If you're one of them, it doesn't necessarily mean you have no chance of securing car finance ...
Read moreRapid Finance on 28 May 2015
Is it Possible to get a Car Loan While Unemployed?
If you’re unemployed, you may have a tough time getting a car loan. However, you may have a better chance than you thought ...
Read moreRapid Finance on 28 May 2015
Negotiating a Low Rate Car Loan
Why pay 10% interest on a loan when you could pay 8%? Or 5%? Here’s what to consider when negotiating a low rate car loan ...
Read moreRapid Finance on 28 May 2015
Second Chance Car Loans
Ever been refused a car loan? There may still be all kinds of “second chance” car loans available to you, depending on your circumstances ...
Read moreRapid Finance on 27 May 2015
A Short Guide to Refinancing Your Home
Home loan refinancing is often misunderstood as the domain of people who are struggling to make ends meet. In fact, refinancing can be used by virtually anyone with equity in their home for all kinds ...
Read moreRapid Finance on 27 May 2015
Used Car Loans – How to Get a Great Deal
Looking for a top bargain on a second hand car loan? Taking on lenders at their own game can sound intimidating, but with some industry knowledge on your side, you'll be well-placed to get yourself a ...
Read moreRapid Finance on 26 May 2015
How to get a Low Doc Car Loan
Is it possible to get "low doc" or "no doc" car loans? We explain in our brief guide to getting car finance with limited documentation ...
Read moreRapid Finance on 22 May 2015
No Credit Check Car Loans
In Australia, all car loans involve a credit check. Even if you've got a few skeletons hiding in your closet (or credit file), you may still be able to obtain a car loan with bad credit ...
Read moreRapid Finance on 21 May 2015
No Deposit Home Loans - Are they Possible?
After the GFC, lenders decided no-deposit loans were too risky and weren’t a sustainable long-term option. But our guide has plenty of tips on how you can still get that first foot on the ladder ...
Read moreRapid Finance on 21 May 2015
What is Car Refinancing?
Have you had a car loan for at least 12 months? You may be in the ideal position to refinance your loan - depending on your personal and financial circumstances. Check out our top five tips on refinan ...
Read moreRapid Finance on 21 May 2015
Can I get a Car Loan while Self-employed?
Just because you think you'll struggle to get finance while self-employed, doesn't mean that's definitely what will happen. Here are our expert tips on what you can do to get a car loan while working ...
Read moreRapid Finance on 20 May 2015
Top Six Tips on How to Finance a Home with Bad Credit
Getting a home loan when you have a less than perfect credit history is not easy. But it’s not impossible. And if you know what to prioritise and what’s not as important, you may already be only a ...
Read moreRapid Finance on 20 May 2015
Vehicle Stamp Duty - How Much do I Pay?
Knowing how much car stamp duty to pay - and when to pay it - is an essential part of the buying process. Yet many people are still unsure how to figure out the amount they should pay, and whether it' ...
Read moreRapid Finance on 21 April 2015
Why You Shouldn't Get Finance from the Car Dealer
Finance from the dealership sounds tempting, but is it a worthwhile option? The short answer: no. Find out why you should not get finance from a car dealer ...
Read moreRapid Finance on 23 February 2015
What is Loan Termination Insurance?
Most people take out a loan assuming they'll be able to meet repayments for the full term. But what if circumstances change? With the right cover, you could prevent significant financial burden ...
Read moreRapid Finance on 23 February 2015
What is Tyre and Rim Insurance?
As drivers, we accept the realities of punctured tyres, pothole damage and cracked rims. What we don't have to accept is the expense. Learn more about the benefits of tyre and rim insurance ...
Read moreRapid Finance on 23 February 2015
What is Loan Protection Insurance?
No one knows what the future holds. If you've taken out a loan, loan protection insurance could ensure that you and your family are protected from risk should your circumstances change ...
Read moreRapid Finance on 23 February 2015
What is Total Assist Insurance?
If your vehicle is declared a 'Total Loss,' there are more costs to consider than just the value of your vehicle. Total assist helps to fill in the holes left by comprehensive insurance policies ...
Read moreRapid Finance on 23 February 2015
What is Gap Insurance?
Many drivers, when they begin to finance their vehicle, select comprehensive insurance thinking it will cover them in all scenarios. But without gap insurance, you could still end up short in the even ...
Read moreRapid Finance on 8 January 2015
What is a Centrelink Income Statement & How Do I Access It?
If you're applying for a car loan on Centrelink, your potential lender will require a Centrelink Income Statement. It could save you both time & stress to know what this document is & how to a ...
Read moreRapid Finance on 23 December 2014
Can I Get a Car Loan on a Visa?
It is not impossible to obtain a non-resident car loan. Travellers working in Australia on a Temporary (called a ‘457’) Visa might be able to obtain a car loan from certain lenders, who will take ...
Read moreRapid Finance on 22 December 2014
What is a Novated Lease?
A Novated Lease is a type of car finance for employees who want to purchase a vehicle as part of their salary package. Under a Novation Lease, there are three people who must come together to initiate ...
Read moreRapid Finance on 22 December 2014
What is a Finance Lease?
A Finance Lease is a type of car loan used by businesses to finance commercial vehicles. They are commonly used for businesses that are looking to finance luxury vehicles or new models, and wish to do ...
Read moreRapid Finance on 22 December 2014
What is a Chattel Mortgage?
A Chattel Mortgage is a type of car loan commonly used by businesses to finance vehicles that are intended for commercial use. Under a Chattel Mortgage, a lender will forward funds to their client to ...
Read moreRapid Finance on 22 December 2014
What is a Commercial Hire Purchase?
Also known as a Hire Purchase or an Offer to Hire – is a common type of fixed rate car loan for businesses. As part of a CHP, a financial lender will agree to purchase the GST-inclusive amount of a ...
Read moreRapid Finance on 21 December 2014
How Much Can I Borrow with Bad Credit?
If you apply for a car loan, you want to be able to borrow enough to fund the vehicle you actually need – with flexible repayment options that you can feasibly manage. Even if you have a bad credit ...
Read moreRapid Finance on 19 December 2014
The Best Car Loans for Business
Each type of business car loan has its own unique benefits, suited to different sets of business requirements. Deciding on the most suitable car loan for your business is as simple as weighing your re ...
Read moreRapid Finance on 17 December 2014
Can I Get a Car Loan With No Deposit?
Getting your vehicle loan application approved without paying a deposit is dependent on Loan to Value Ratio (LVR) & other considerations ...
Read moreRapid Finance on 16 December 2014
Car Loan Requirements
Depending on your circumstances, there are different requirements when you apply for a car loan. These are the different documents you may be asked to produce by your lender ...
Read moreRapid Finance on 29 October 2014
Getting Help with Budget Management
Financial strain can be taxing on more than just your wallet and can cause a great deal of discontent. If you feel stressed due to money worries, this may impact your general health and wellbeing ...
Read moreRapid Finance on 21 October 2014
Household Finance Statistics in Australia
It’s impractical to expect one to save the whole amount when buying something as expensive as a house. That’s why loans exist – to help Australians live the dream here and now ...
Read moreRapid Finance on 17 October 2014
How to Recover from a Bad Credit Profile
Bad credit is something a number of Australians dread, as it has the potential to hinder momentous occasions such as buying a house or your dream car ...
Read moreRapid Finance on 1 October 2014
Can I Get a Car Loan if I’m on Centrelink?
So how do you go about obtaining car finance to remedy your circumstance if you’re on Centrelink? Where there’s a will, there’s a way ...
Read moreRapid Finance on 29 July 2014
Can I Get a Car Loan with a Part IX Debt Agreement?
It’s quite easy to take your car for granted when it’s sitting in your driveway awaiting your instructions for take-off. But what if it wasn’t there ...
Read moreRapid Finance on 25 July 2014
What’s the Difference between Secured and Unsecured Car Loans?
Buying a car is a significant purchase and not one that should be made lightly. So when it comes to organising finance, it pays to shop around to ensure you’re getting the best deal ...
Read moreRapid Finance on 12 July 2014
Can I Get a Loan if I’ve been Declared Bankrupt?
It’s a scary feeling when your financial stability slides. A financial adviser can help you create and stick to a budget, and your utility companies may offer you a hardship payment plan if you ...
Read moreRapid Finance on 11 July 2014
How to get a Car Loan with Bad Credit
Have you found your dream car but don’t have the cash to pay for it? Are you scared your bad credit will mean being rejected for a loan? ...
Read moreRapid Finance on 3 June 2014
How Important is my Credit Report?
So you’re thinking of finally rewarding yourself with your dream ride. Or your rust bucket of a car has disintegrated and it’s time for an unscheduled upgrade ...
Read more