Julian Cook on 31 October 2025
End-of-Year Car Sales
December and January are among the best times to buy a new or used car. Dealerships are under pressure to clear out last year’s stock before the new models arrive, and that means big discounts, bonu ...
Rapid Admin on 15 August 2024
Bad Credit Loan Approval Tips
Essential tips for getting bad credit loans approved include understanding your credit report, fixing errors, choosing the right lender, demonstrating financial stability, avoiding red flags, reducing ...
Rapid Finance on 3 July 2023
How to Get a Car Loan with Bad Credit
Securing a car loan with bad credit might seem daunting, but with the right assistance, it's achievable. Rapid Finance, a trusted Australian broker, helps individuals navigate this process. Their appr ...
Julian Cook on 16 May 2025
The Power of Refinancing Your Home Loan
Refinancing your home loan can help reduce repayments, access equity, or secure a better rate — even if you have bad credit. This guide explains how refinancing works, when it makes sense, and how b ...
Julian Cook on 22 January 2025
Commercial Property Loans with Bad Credit
Explores how businesses, from sole traders to larger enterprises, can secure financing despite bad credit challenges. Practical steps like choosing the right lender, offering a larger deposit, and lev ...
Julian Cook on 6 January 2025
Are Cash Loans Right for Me?
Need quick cash for unexpected expenses? Learn the five key signs that a cash loan might be the right solution for you. From emergencies to short-term costs, discover how Rapid Finance can help you ge ...
Julian Cook on 2 December 2024
Top Tips when Applying for a Loan on Centrelink
Applying for a loan while on Centrelink is achievable with proper preparation. Understand eligibility criteria, organise documentation, check your credit status, and choose reputable lenders. Budget r ...
Rapid Finance on 17 July 2024
Escape the Rental Trap
For many Australians, escaping the rental trap and achieving homeownership can feel like an impossible dream. Traditional lenders often have stringent requirements that can be difficult to meet, espec ...
Rapid Finance on 15 April 2024
Top 10 Reasons Car Loan Applications Get Rejected
Applying for car finance involves understanding the common reasons for rejection, such as poor credit history, insufficient income, and high debt-to-income ratios, and taking proactive steps to addres ...
Rapid Finance on 27 March 2024
No Credit Check Car Ownership
This article highlights "rent to own" car agreements as an alternative for individuals with poor credit, bypassing strict loan requirements and offering a flexible, direct path to ownership. It detail ...
Rapid Finance on 8 November 2023
Is Car Refinancing Right for Me?
Explore the potential benefits of car loan refinancing in Australia with our comprehensive guide. Discover if it’s the right choice for your financial situation and how the expert team at Rapid Fina ...
Rapid Finance on 23 October 2023
The lender has the car as security: Why are they so concerned when I don’t pay on time?
So, you’ve obtained a car loan on your dream vehicle and are making your repayments on time. Then, you miss a repayment due to an unexpected event or just human error. Why does the lender care? Afte ...
Rapid Finance on 16 September 2022
Things you need to know about loan pre-approvals
At Rapid Finance, we are very familiar with the loan approval process and do a substantial amount of loan pre-approvals for customers every single week. Pre-approval is one of the most important steps ...
Rapid Finance on 16 September 2022
How to handle a court judgement
If you’ve got a court judgement on your credit file, you’re definitely not alone. In fact, thousands of Australians have gone through court judgements after falling behind on their loan repayments ...
Rapid Finance on 16 June 2022
The Biggest Loan Decline Reasons You Need To Know About
Whatever type of loan you’re applying for, there are so many factors that can impact whether or not you get approved. Getting a loan declined is a double-whammy because it means you don’t get the ...
Rapid Finance on 1 June 2022
Loans for Short Term Employment
When you’re looking for a car loan, it’s important to know what could improve your chances of securing your dream car and what could stand in your way. Whether you have a history of bad credit, a ...
Rapid Finance on 1 June 2022
Help for Unpaid Defaults at Rapid Finance
If you’ve got a default on your credit file, you’re not alone. More people have bad credit than you think, but it doesn’t necessarily mean you can’t obtain credit - whether it’s for a car, a ...
Rapid Finance on 13 April 2022
Wholesale network cars: how do we help customers locate them?
At Rapid Finance, we try to help you find greatt car deals as soon as your finance is approved. Once a lender agrees to your finance, we try to search our national network to find you the perfect car ...
Rapid Finance on 13 April 2022
Why applying with Rapid Finance will not affect your credit rating?
At Rapid Finance, we’ve been helping people secure all kinds of finance for almost two decades; from cars to holidays - and even home purchases and refinancing, so we pretty much know just what it t ...
Rapid Finance on 15 January 2024
How much can I borrow for a home?
You may be able to borrow more than you think. To discover your potential mortgage borrowing power, try our borrowing power calculator. It's fast, easy to use, and you'll get an estimate instantly. ...
Rapid Finance on 19 January 2024
Car loans for Uber drivers. What you need to know.
Whether you're an Uber driver or are thinking of becoming one, here's what you need to know about car finance ...
Rapid Finance on 10 November 2016
Low interest car loans for single mothers
Finding a low interest car loan as a single mother can be difficult. We're here to help ...
Rapid Finance on 8 November 2023
How common is car loan refinancing in Australia?
Thinking of refinancing your car loan? You're in good company. Refinancing is a popular loan solution in Australia today. Refinance and get new car loan terms that work for you! ...
Rapid Finance on 18 October 2023
The risks of no credit check car loans
Are no credit check car loans possible? And if they are, should you apply for them? Here are the answers to these questions and others regarding no credit check car loans ...
Rapid Finance on 4 January 2022
Can international students get a car loan in Australia?
Getting a car loan on a study visa is difficult. However, depending on your situation, it may be possible ...
Rapid Finance on 8 November 2023
8 Signs You Should Consider Car Refinancing
Whether you had bad credit when you first got your car loan or you simply need different features now, there are many reasons why people choose to refinance their car loans ...
Rapid Finance on 17 July 2023
Can I get a cheap car loan with bad credit?
This article provides valuable insights and strategies for securing affordable car loans for individuals with bad credit, emphasising the roles of financial discipline, professional advice, and choosi ...
Rapid Finance on 27 May 2016
Can I get a car loan if I'm on Centrelink?
Have you been denied a car loan because of your Centrelink benefits? You may still be able to get finance. Find out more with our handy five step guide ...
Rapid Finance on 5 September 2024
First Home Buyer’s Guide
We share our property purchasing tips for potential first home buyers. Start your journey here ...
Rapid Finance on 22 August 2025
Getting a Home Loan on Centrelink Benefits
If you have a bad credit history or receive a Centrelink benefit, obtaining a home loan can seem like an insurmountable challenge. Start your search here ...
Rapid Finance on 7 August 2015
Twenty Years of Car Loans and Still Going
What's our story? Director of Rapid Finance Michael Cullinan talks about founding Rapid Finance and the future of the industry ...
Rapid Finance on 5 September 2024
Can I get a Loan if I'm on Centrelink?
Can you get a loan if you're on Centrelink payments? Forget what you might have heard - the real answer might surprise you. ...
Rapid Finance on 18 October 2023
No Credit Check Car Loans
In Australia, all car loans involve a credit check. Even if you've got a few skeletons hiding in your closet (or credit file), you may still be able to obtain a car loan with bad credit. ...
Rapid Finance on 6 November 2023
What is Car Refinancing?
Have you had a car loan for at least 12 months? You may be in the ideal position to refinance your loan - depending on your personal and financial circumstances. Check out our top five tips on refinan ...
Rapid Finance on 20 October 2023
Can I get a Car Loan while Self-employed?
Just because you think you'll struggle to get finance while self-employed, doesn't mean that's definitely what will happen. Here are our expert tips on what you can do to get a car loan while working ...
Rapid Finance on 10 November 2023
How Do I Know if I Have Bad Credit?
The irony of a credit score is that, often, people don’t know what theirs is like until they need to rely on it. So, how do you know if you have bad credit? And what does it mean for your loan appli ...
Rapid Finance on 8 January 2015
What is a Centrelink Income Statement & How Do I Access It?
If you're applying for a car loan on Centrelink, your potential lender will require a Centrelink Income Statement. It could save you both time & stress to know what this document is & how to a ...
Rapid Finance on 10 October 2023
Can I Get a Car Loan With No Deposit?
Getting your vehicle loan application approved without paying a deposit is dependent on Loan to Value Ratio (LVR) & other considerations ...
Rapid Finance on 18 October 2023
Can I Get a Car Loan if I’m on Centrelink?
So how do you go about obtaining car finance to remedy your circumstance if you’re on Centrelink? Where there’s a will, there’s a way. ...
Rapid Finance on 29 July 2014
Can I Get a Car Loan with a Part IX Debt Agreement?
It’s easy to take your car for granted when it’s sitting in your driveway awaiting your instructions for take-off. But what if it wasn’t there. ...
Rapid Finance on 23 October 2023
What’s the Difference between Secured and Unsecured Car Loans?
This article differentiates between secured and unsecured car loans, emphasising the importance of informed decision-making in car financing. Secured loans offer higher approval chances, lower rates, ...
Rapid Finance on 12 July 2014
Can I Get a Loan if I’ve been Declared Bankrupt?
It’s a scary feeling when your financial stability slides. A financial adviser can help you create and stick to a budget, and your utility companies may offer you a hardship payment plan if you. ...