Personal Loans

Fast Personal Loans Across Australia

At Rapid Finance, we offer solution-based finance. Our personal loan specialists could help you find a loan that suits your circumstances and budget - even if you have a poor credit history. We arrange:

  • Car loans - Any vehicle type from cars, camper vans to jet skis
  • Home loans - From first time buyers, low deposit, refinance to bad credit home loans
  • Bad credit loans - We can help get your loan approved
  • Debt consolidation - Put all your loans into a new one, with terms that suit you better
  • Motorbike loans - From motorbikes to dirt bikes and scooters

Our fast personal loans could give you the funds to spend however you like. We offer free assessments online, a speedy application process and hassle-free service. Get Started Now for your fast personal loan today.

Free Finance Assessment

Free, No-Obligation Finance Assessment

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

Latest Reviews from Across Australia

Check out some recent reviews from genuine Rapid Finance customers

What can personal loans be used for?

Personal loans in Australia are versatile and can be used for a wide range of purposes, depending on your needs.

Here are some common uses for personal loans: 

  • Debt Consolidation: Combining multiple debts, like credit card balances or other loans, into a single loan can simplify payments and potentially offer a lower interest rate, as a debt consolidation loan.
  • Home Renovation: Upgrading or making repairs to your home, such as kitchen renovations, bathroom remodels, or adding a new room.
  • Travel: Funding a holiday or extended trip overseas.
  • Medical Expenses: Covering unexpected or large medical bills, surgeries, or treatments. This type of loan also extends to pets to cover vet bills.
  • Weddings: Financing the various costs associated with a wedding, including the venue, catering, attire, and honeymoon.
  • Educational Expenses: Paying for tuition, textbooks, accommodation, or other related educational costs.
  • Vehicle Purchase: Buying a new or used car, motorcycle, boat, or other types of vehicles. This type of personal loan is usually secured against the vehicle and is known as vehicle finance.
  • Emergency Expenses: Addressing unplanned financial emergencies, such as urgent car repairs or replacing broken household items.
  • Moving Costs: Covering the expenses associated with relocating, be it interstate or locally.
  • Buying Appliances or Electronics: Purchasing items like refrigerators, washing machines, computers, or home entertainment systems.
  • Legal Fees: Funding legal proceedings or other related expenses.
  • Funeral Costs: Helping cover the expenses of a loved one's funeral.

At Go Rapid, we are experts at finding finance and getting personal loans approved for all our customers - fast! Whatever your situation, even if you are self-employed or have had bad credit problems, we may be able to help get your personal loan approved fast.

Check out our bad credit loans to get started.

Personal Loans in Australia

Whatever Your Credit History!

At Rapid, we understand that life is full of one-time opportunities and one-off expenses, that need to be fixed fast.

That's why we offer a fast personal loan application process. Start Your Application and one of our finance specialists will call you back and work out the best way that we can assist you get your personal loan approved - fast!

And it's why we endeavour to assist even if you have bad credit history.

So no matter what your financial situation is, Go Rapid, for fast personal loans - whatever your credit history.

Fast Personal Loan Calculator

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Rapid Resources

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Free Credit Check

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Choosing between a personal loan and a car loan can be difficult and confusing. There are many things to consider and getting the right advice could save you a lot of money.

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FAQs - Fast Personal Loans in Australia