Bad Credit Equipment Loans

Need equipment but have bad credit? No worries. We’re here to help.

The Rapid Finance team believes in second chances, which is why we design loan solutions for just about every unique circumstance. No matter what your credit history or current financial situation looks like, we’ll work hard to try to help you secure the equipment loan you need. We offer:

  • Finance options customised to your needs
  • Speedy application process over the phone
  • Finance for new and used type of Equipment
  • Expertise on bad credit equipment loans
  • We can generally fund on most types of equipment

Equipment finance in 3 steps

Free Finance Assessment

Over 20 years' bad credit experience

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

What is a bad credit equipment loan?

A bad credit equipment loan is a finance product designed for people who struggle to secure finance. Reasons for this might include a poor credit history, short-term self-employment, or a low credit score.

A bad credit loan might be the best option for you if any of the following applies to your financial situation:

  • History of credit defaults or court judgements
  • Previous bankruptcy
  • Repossessions
  • Self-employment/no financials
  • Part IX Debt Agreement – current or previous

Traditional lenders say no? No worries.

That’s where we come in. We believe in second chances, and that past bumps in the road shouldn’t stand in the way of your business growth.

Ready to take your business to the next level, but worried you don’t have the finance for equipment? The Rapid Finance experts may be able to help. For 19 years, we’ve been helping people with poor credit histories secure loans to invest in their business operations – no matter how out of reach they thought that dream was it is generally possible.

We’re here for you, no matter what barriers to loans apply to your situation, we will attempt to assist. These might include:

Apply now to secure conditional approval today.

Equipment Loan Calculator

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Free Credit Check

Let us check your credit score. It's free!

Learn your chances of loan success with a free Rapid Finance credit check. It’s fast and easy, and it won’t affect your credit rating. Request your score today – it only takes a few minutes!

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Real people, real finance, real fast.

View Our Full Range of Equipment Loans.

Rapid Resources

How Do I Know if I Have Bad Credit?

The irony of a credit score is that, often, people don’t know what theirs is like until they need to rely on it. So, how do you know if you have bad credit? And what does it mean for your loan application?

Read more

How we find loans for people with bad credit

Turned down due to your credit history? Here's what you can do next to secure finance.

Read more

Frequently Asked Questions

What our customers say

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Honest and a great experience

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