Home Finance

Get your home loan approval

Whether you’re a first home buyer or looking at home loan refinance options, don’t get pushed around by the big banks. Our finance specialists will find a home loan that suits your needs, Australia-wide.

  • Stop renting and start living - you may even pay less
  • Own your home - whatever your credit!
  • Fast and simple application - with fast approval decisions
  • Bad credit home finance specialists - we're here to help!
  • No 'hard' credit checks - no unnecessary marks on your credit file
  • Affordable repayments - to suit your finances
  • Low deposit home loans available - LMI and other options
  • We are also home refinancing experts - get a better deal and pay less

With extensive experience in home finance, we could have your home loan approved fast. Compare low home loan rates and save thousands of dollars in repayments.

Need help: Speak with a loan specialist today on 1300 467 274

Free Finance Assessment

Free, No-Obligation Finance Assessment

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

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What is a Home Loan?

A home loan, also known as a mortgage, is a type of loan specifically designed to help people purchase residential property. In Australia, they are commonly offered by banks, credit unions, and other lenders. The way a home loan works is straightforward: the lender provides the borrower with the money needed to buy a home, and in return, the borrower agrees to repay the loan over a set period, typically ranging from 15 to 30 years. This repayment includes not only the principal amount borrowed but also interest, which is the cost of borrowing the money.

The terms and conditions of these loans can vary widely, including the interest rate, repayment schedule, and the amount of the down payment required. Additionally, there are various types of home loans available, such as fixed-rate, variable-rate, and interest-only mortgages, each catering to different financial situations and preferences. Understanding these options and choosing the right home loan is crucial, as it can significantly impact one's financial future and stability. This is where the expertise of a finance broker becomes invaluable, providing tailored advice and assistance in navigating the complexities of home financing.

Home Loans The Easy Way

Let us help find a suitable home loan for you, quickly.

 We know our way around the neighbourhood. Whether you’re looking to build, buy, or invest, our mortgage experts will craft a complete home financing solution to suit your individual needs.  And we’ll even help you with insurance. 

Let's get started! Get a quote in minutes.

Home Loan Calculator

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Real people, real finance, real fast.

Home Loans in Australia

Rapid Resources

Borrowing Power Calculator

Unsure of how much you can borrow? Try the borrowing power calculator. It'll provide you with a quick estimate of your borrowing power.

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What will my home loan repayments be?

Unsure of how much your home loan repayments will be? Get an estimate of your home loan repayment costs with our mortgage repayment calculator. It's fast and easy to use.

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How much can I borrow for a home?

Try our borrowing power calculator to get an instant estimate of your mortgage borrowing power. It could be more than you think! Find out more.

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Your Home Financing FAQs