Car Loans

Car Loans

Rapid Finance have access to an extensive list of car loan options so we can tailor a loan that matches your budget, needs, and situation. Our team of car loan specialists provide prompt and expert service. We'll help you secure the right finance, fast. 

Everything you need to know about car loans, all in one place.

Low Interest Car Loans

  • Low rates and repayments
  • Fast loan application process
  • New, used, private or dealer 
Calculate your repayments

 

Not sure which car loan to choose? We can help. Our expert team of car loan specialists can find and recommend a loan matched to your personal or business needs. We are driven by a passion for finding great finance solutions for our customers, no matter who they are.

Discover how we can help by selecting one of our services below. Or chat to one of our team members over the phone today.

Personal Car Loans
Business Car Loans

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 80 customers.

Current Rates

Car Loans from 3.85%*

comparison rate - 4.94% based on borrow amount of $30,000 on a new vehicle over 60 months.

How is a rate determined?

The comparison rate shows the total annual cost of a loan, represented as a percentage. It includes the quoted interest rate plus annual fees and charges connected with the loan, the repayment frequency and term of the loan. It does not include any Government fees and charges, nor does it include any fees such as early repayment charges.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 80 customers.

Car Refinancing

Have you outgrown your car loan? Then you’re in luck! It’s possible to transfer your current car loan to a different lender to reduce the interest rate or take advantage of flexible loan options not currently available to you.

At Rapid Finance, we’re experts at pairing our customers with better deals through refinancing. Whatever your reasons for needing car refinance, we can help.

Is your old car loan still the right option for you?

Helpful Hints

What is Car Refinancing?

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 80 customers.

Let's help find your dream car

We are not just experts at car finance – we’re experts at finding great deals. If you’re on the hunt for a new set of wheels, then allow us to pass on our car buying tips. It may just save you a big headache in the future.

Make sure that you drive away with a lasting smile and check out our car buying guide and tips.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 80 customers.

Car Loan Calculator

Not a numbers person? That’s okay, we’re here to help! Use our online car loan calculator to find out how much you can afford and what your repayments will be. By adjusting the loan options, you’ll quickly get an understanding of what kind of loan is right for you.

Why not try it out now?

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 80 customers.

Looking for a second chance?

Second chances are often hard to find – but not at Rapid Finance. We are experts at uncovering finance for everybody, including those with lower credit ratings. Our dedicated team will work to understand your financial situation and uncover your available finance options.

Take your first step towards getting car finance today.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 80 customers.

New or used. We can help.

Got your eye on a great used vehicle? Searching for the right loan? On a budget? Call us!

A Rapid Finance loan specialist can:

  • Compare multiple car loan options
  • Negotiate with lenders on your behalf
  • Check your credit history for mistakes

We can help you to seek out a better deal on used car finance. It's what we do!

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 80 customers.

Never be caught short

Life is full of bumps and potholes, but you’ll rest easy knowing that your car is protected with a great insurance solution. We can find the right level of cover to match your needs, whether that is basic, customised or comprehensive.

Find peace of mind by selecting from our services below.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 80 customers.

Car Loans Calculator

Loan Amount

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Loan Details

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Rapid Car Loan Resources

Information Centre

Everything you need to know about finance

Read more

Customer Reviews

Read what our customers have to say about us

Read more

Wholesale Cars

Save thousands through our wholesale car network

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Personal or Business Use?

How do car loans work?

Car loans come in a variety of shapes and sizes, broadly speaking, a car loan requires a customer (client) to enter into an agreement with a lender (financial institution) to borrow money for an automobile purchase. The customer then repays the lender the amount owed, along with interest, over a length of time (loan term).

Additionally, the interest rate to be paid, loan term and type of vehicle available can all differ depending on your situation, your chosen lender and your chosen loan type.

Rapid supports responsible lending. Please check ASIC's Money Smart website for financial guidance.  

Frequently Asked Questions

Car Loan Reviews

16 August

Honest and a great experience

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16 August

10 out of 10

Read Full Review

3 August

Great, helpful people. Couldn't have done anything better!

Read Full Review