Car Loans

Everything you need to know about car loans, all in one place.

Car loans

Not sure which car loan to choose? We can help. Our expert team of loan specialists can find and recommend great car finance matched to your personal or business needs. We are driven by a passion for finding great finance solutions for our customers, no matter who they are.

Discover how we can help by selecting one of our services below. Or chat to one of our team members over the phone today.

Personal Car Loans
Business Car Loans

Car Refinancing

Looking for a better car loan? Then you’re in luck! Car loans car be tranferred to a different lender to reduce the interest rate or take advantage of flexible loan options not currently available to you.

At Rapid Finance, we’re experts at pairing our customers with better deals through refinancing. Whatever your reasons for needing car refinance, we can help.

Is your old car loan still the right option for you?

Helpful Hints

What is Car Refinancing?

Ready to take the next step?

Start your application online

or call 1300 467 274

Let's help find your dream car

We are not just experts at car finance – we’re experts at finding great deals. If you’re on the hunt for a new set of wheels, then allow us to pass on our car buying tips. It may just save you a big headache in the future.

Make sure that you drive away with a lasting smile and check out our car buying guide and tips.

Calculator for Car Loans

Comparing car loans? We’re here to help! Use our online car loan calculator to find out how much you can afford and what your repayments will be. By adjusting the loan options, you’ll quickly get an understanding of what kind of loan is right for you.

Why not try it out now?

Looking for a second chance?

Second chances are often hard to find – but not at Rapid Finance. We are experts at uncovering finance for everybody, including those with lower credit ratings. Our dedicated team will work to understand your financial situation and uncover your available finance options.

Take your first step towards getting car finance today.

Current Rates

From 4.20%

*Comparison rate 4.54% p.a. for a commercial car loan, 0-1 year old vehicle, over a term of 3-5 years.

How is a rate determined?

The comparison rate shows the total annual cost of a loan, represented as a percentage. It includes the quoted interest rate plus annual fees and charges connected with the loan, the repayment frequency and term of the loan. It does not include any Government fees and charges, nor does it include any fees such as early repayment charges.

Looking to get car finance at a great interest rate?

New or used. We can help.

Got your eye on a great used vehicle? Searching for the right loan? On a budget? Call us!

A Rapid Finance loan specialist can:

  • Compare multiple car loan options
  • Negotiate with lenders on your behalf
  • Check your credit history for mistakes

We can help you to seek out a better deal on used car finance. It's what we do!

Never be caught short

Life is full of bumps and potholes, but you’ll rest easy knowing that your car is protected with a great insurance solution. We can find the right level of cover to match your needs, whether that is basic, customised or comprehensive.

Find peace of mind by selecting from our services below.

Car Loans: Calculator

Loan Amount

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Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

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Frequently Asked Questions