Car Loans

We could help get your car loan approved - fast!

Whether you are looking for a new car, used car or to refinance your vehicle, for personal or business purposes, we could help find the right deal for you.

  • No 'hard' credit check - apply with no mark on your credit file
  • You must earn over $700 per week to qualify
  • Fast application and approval - usually within 24 hours
  • Affordable loan terms that work for you
  • Over 20 years experience, getting car loans approved
  • Over 600 5-star Google Reviews
  • Experts in bad credit car finance  & Centrelink car finance

Get a Rapid Quote

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

Trust Our Customer Feedback

Check out our Google Reviews for 100% genuine feedback!

Car Loans

Rapid Finance has access to an extensive range of car loan options, so we could tailor a loan that matches your budget, needs, and financial history or situation. Our team of car loan specialists provides prompt and expert service. We could help you secure the right finance - whatever your credit - Fast. 

We could help get your car loan approved - fast!

Any Credit Car Loans

  • Low rates and repayments
  • Fast loan application process
  • New, used, private or dealer
  • Friendly help and support from the experts
Calculate your repayments

 

Not sure which car loan to choose? We can help. Our expert team of car loan specialists can find and recommend a loan matched to your personal or business needs. We are driven by a passion for finding great finance solutions for our customers, no matter who they are.

Discover how we can help by selecting one of our services below. Or chat to one of our team members over the phone today.

Personal Car Loans
Business Car Loans

Get free & friendly help with your car loan

Get Started Now

or call 1300 467 274

Our Car Loans Rating

Rapid Finance is rated 4.8 with over 600 5-star Customer Reviews

Current Rates

Car Loans from 3.85%*

comparison rate - 4.94% based on borrow amount of $30,000 on a new vehicle over 60 months.

How is a rate determined?

The comparison rate shows the total annual cost of a loan, represented as a percentage. It includes the quoted interest rate plus annual fees and charges connected with the loan, the repayment frequency and term of the loan. It does not include any Government fees and charges, nor does it include any fees such as early repayment charges.

Get free & friendly help with your car loan

Get Started Now

or call 1300 467 274

Our Car Loans Rating

Rapid Finance is rated 4.8 with over 600 5-star Customer Reviews

Car Refinancing

Have you outgrown your car loan? Then you’re in luck! It’s possible to transfer your current car loan to a different lender to reduce the interest rate or take advantage of flexible loan options not currently available to you.

At Rapid Finance, we’re experts at pairing our customers with better deals through refinancing. Whatever your reasons for needing car refinance, we can help.

Is your old car loan still the right option for you?

Helpful Hints

What is Car Refinancing?

Get free & friendly help with your car loan

Get Started Now

or call 1300 467 274

Our Car Loans Rating

Rapid Finance is rated 4.8 with over 600 5-star Customer Reviews

Let's help find your dream car

We are not just experts at car finance – we’re experts at finding great deals. If you’re on the hunt for a new set of wheels, then allow us to pass on our car buying tips. It may just save you a big headache in the future.

Make sure that you drive away with a lasting smile and check out our car buying guide and tips.

Get free & friendly help with your car loan

Get Started Now

or call 1300 467 274

Our Car Loans Rating

Rapid Finance is rated 4.8 with over 600 5-star Customer Reviews

Car Loan Calculator

Not a numbers person? That's okay, we're here to help! Otherwise, use our car loan calculator to find out how much you can afford and what your repayments will be. By adjusting the loan options, you'll quickly get an understanding of what kind of loan is right for you.

Get free & friendly help with your car loan

Get Started Now

or call 1300 467 274

Our Car Loans Rating

Rapid Finance is rated 4.8 with over 600 5-star Customer Reviews

Car Loans with Bad Credit

Second chances are often hard to find – but not at Rapid Finance. We are experts at finding car finance for everybody, including those with lower credit ratings. Our dedicated team will work to understand your financial situation and uncover your available finance options.

Take your first step towards getting car finance today.

Get free & friendly help with your car loan

Get Started Now

or call 1300 467 274

Our Car Loans Rating

Rapid Finance is rated 4.8 with over 600 5-star Customer Reviews

New or used. We can help.

Got your eye on a great used vehicle? Searching for the right loan? On a budget? Call us!

A Rapid Finance loan specialist can:

  • Compare multiple car loan options
  • Negotiate with lenders on your behalf
  • Check your credit history for mistakes

We can help you to seek out a better deal on used car finance. It's what we do!

Get free & friendly help with your car loan

Get Started Now

or call 1300 467 274

Our Car Loans Rating

Rapid Finance is rated 4.8 with over 600 5-star Customer Reviews

Never be caught short

Life is full of bumps and potholes, but you’ll rest easy knowing that your car is protected with a great insurance solution. We can find the right level of cover to match your needs, whether that is basic, customised or comprehensive.

Find peace of mind by selecting from our services below.

Get free & friendly help with your car loan

Get Started Now

or call 1300 467 274

Our Car Loans Rating

Rapid Finance is rated 4.8 with over 600 5-star Customer Reviews

Trust Our Customer Feedback

Check out our Google Reviews for 100% genuine feedback!

Car Loans Calculator

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a car loan quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Rapid Car Loan Resources

Information Centre

Everything you need to know about finance

Read more

Loan Calculators

Calculate your approximate repayments

Read more

Wholesale Cars

Save thousands through our wholesale car network

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More Fast Car Finance Options

How do car loans work?

Car loans are a type of personal loan used to purchase a vehicle. A lender, or financial institution, like a bank or credit union, lends you money to buy the car, and you repay this amount, plus interest, over a set period (usually 3–5 years). Your car acts as collateral or security, meaning if you default on the loan, the lender has the right to repossess the vehicle. The interest rate is determined by factors like your credit score, loan amount, loan term, and the vehicle's age. Paying the loan on time is important, as it can improve your credit history, but missing payments can damage it.

Rapid supports responsible lending. Please check ASIC's Money Smart website for financial guidance.