Used Car Finance

Used Car Loans - The Easy Way!

Rapid Finance could help you get your used car loan approved, quickly and easily - with no extra marks on your credit file!

  • Qualifying even with bad credit is possible!
  • Fast online application with approval decision in 24–48 hours
  • Get finance for used cars from dealers or private sales
  • No deposit - no worries!
  • Wide range of used car lending options
  • Free Credit Check - no mark on credit profile
  • Tailored service to match your circumstances and needs
  • Affordable Repayments

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What is Used Car Finance?

Used car finance is simply a loan to help you buy a used vehicle without paying the full amount upfront. The loan is secured against the vehicle you are buying, which makes the loan less risky for the lender. The benefit for you, is that the loan rates may be lower, due to the security on the vehicle. While the rates and terms might be a bit different from loans for brand-new cars, used car finance could help you drive away with a car that fits your budget and needs.

All vehicle types including cars, caravans, motorbikes, vans or boats are considered with our used 'car' finance service.

Is it Better to Get a Used Car?

There are several advantages of choosing a used car loan over a new car loan - and it's not just about the costs:

While there are advantages to opting for a used car loan, it's essential to consider your personal needs, preferences, and financial situation. Both new and used cars come with their own set of benefits, so it's about finding the right fit for your circumstances. Also check out our new car finance page when considering your best options.

Free Credit Check

Let us check your credit score. It's free!

Learn your chances of loan success with a free Rapid Finance credit check. It’s fast and easy, and it won’t affect your credit rating. Request your score today – it only takes a few minutes!

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Rapid Resources

Guide to Buying and Financing a New or Used Car

Confused about purchasing a new car? Our guide will make everything clear

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How To Negotiate a Used Car Loan

Buying a used car? Everything you need to know to get the lowest interest rate possible.

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How to get a car loan for a used car

Itching to get your hands on a new set of wheels? Unless you’ve saved up enough cash to purchase a car outright, buying a vehicle can involve endless searching for a car loan that will suit your situation now and for years to come.

Read more

Used Car Finance FAQs