Low Deposit Home Loans

Competitive Low Deposit Home Loans

Getting approved for low deposit home loans or even no deposit home loans isn't always easy – but it’s not impossible. At Rapid Finance, we can help you secure a home loan without a large cash deposit. Working with us means having access to:

  • 5% minimum deposit home loans
  • No deposit home loans (possible in some cases)
  • Low doc and no doc home loans
  • A flat online application process.

Stamp duty prices will depend on your state. First home buyers may be able to take advantage of stamp duty exemptions in Victoria, NSW and Queensland. Contact us for more information.

Speak with a home loan specialist on 1300 467 274

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What are low deposit home loans?

In Australia, the minimum deposit to get into a property is generally 5% + stamp duty*. Home loans that feature a deposit of this size are typically refereed to as low deposit home loans. This is due to the lower amount of up-front capital which is required for the loan to be acquired.

*A larger deposit may be required depending on your chosen property and your circumstances. For information specific to your situation, speak with one of our home loan specialists today.

A Loan That's Right For You

Find low or no deposit home loans that match your situation

At Rapid Finance, our home finance specialists could compare a range of finance products to find no or low deposit home loans that are right for you, your budget and your circumstances.

Why choose Rapid Finance?

Stop renting. We may be able to help you to buy the home you've been dreaming about. Contact us today for more information or to get a free finance assessment.

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

With Rapid we make getting finance easy

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Rapid Resources

First Home Buyer’s Guide

We share our property purchasing tips for potential first home buyers. Start your journey here.

Read more

Property Stamp Duty by State and Value

Confused about stamp duty and government charges involved in buying a house? You're not alone. In our state-by-state breakdown, we outline the fees and charges you'll encounter when buying property in Australia.

Read more

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