Home Loans

Compare Home Loans

At Rapid Finance, we've been helping Australians with home loans for over 15 years, and we could help you too. We have access to hundreds of home loans and can tailor a solution that matches your budget, needs, and situation. Our home loans specialists provide prompt and expert service. We'll help you secure the right finance, fast.

Loan TypePersonalBusinessLoan TermInterest Rate*Comparison Rate 
Home Loans Yes No 5-30 Years From 3.83%* 3.86% Learn more
Home Refinancing Yes No 5-30 Years From 3.71%* 3.72% Learn more
First Home Buyers Yes No 5-30 Years From 3.71%* 3.72% Learn more
Investment Property  Yes No 6-30 Years From 4.78%* 4.84% Learn more

You've Taken Your First Step to Finding a Great Home Loan

Home Loans

Whether you’re a first home owner, or a seasoned investor, at Rapid Finance our specialty is finding great home loans. With years of industry experience behind us and a passion for achieving great outcomes, we are confident we can find home loans that meet your needs.

Ready to get started? Select one of the home loans from our range below or give our team a call.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 57 customers.

Home Refinancing

Move home loans without moving home. Refinancing home loans is changing your current home loan from one lender to another.*

This is usually done to unlock a financial benefit, such as reducing your mortgage repayments or freeing up some extra cash. You can even consolidate all your loans into a single financial commitment to manage your overall debt burden.

There are many benefits to refinancing your home – and we can help you unlock them.

*Note: You can also refinance with your existing lender.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 57 customers.

Home Buying Guide

Ready to dive into the property market but not sure where to start? We can help. With years of experience in a wide variety of industries and markets, we know a thing or two about purchasing property. Let’s share our knowledge with you.

Check out our Home Buying Guide below. It’s designed to help you navigate through the property market and land a property you will be proud to call home.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 57 customers.

Home Loan Calculator

Compare apples with apples with the help of our free online home loan calculator. By adjusting settings in the calculator you can get guidance as to how much you can borrow, how much repayments will be and how long it may take you to pay off the loan.

Try our our Home Loan Calculator today!

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 57 customers.

Looking for a second chance?

Bad credit isn’t the end of the world – or the end of your home ownership dreams. For more than a decade, Rapid Finance has helped countless Australians find a home loan matched to their circumstances, including those with a bad credit history.

Find out how we may be able to help you, too.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 57 customers.

Protected against the unexpected

Life is full of surprises, and not always good ones. We can assist you in finding insurance that will help cover you against life’s mishaps – whether that’s protecting your home, car or increasing your financial security. From finance to insurance, we can organise the entire package for you.

For more information, select our insurance services below, or talk to a Rapid Finance expert over the phone.

Helpful Hints

What is Gap Insurance?

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 57 customers.

Case Studies

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.88 for customer satisfaction by 57 customers.

Home Loan Calculator

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Home Loans Articles

Top Six Tips on How to Finance a Home with Bad Credit

Getting a home loan when you have a less than perfect credit history is not easy. But it’s not impossible. And if you know what to prioritise and what’s not as important, you may already be only a few easy steps away from your first home.

Read more

No Deposit Home Loans - Are they Possible?

After the GFC, lenders decided no-deposit loans were too risky and weren’t a sustainable long-term option. But our guide has plenty of tips on how you can still get that first foot on the ladder.

Read more

First Home Buyer’s Guide

We share our property purchasing tips for potential first home buyers. Start your journey here.

Read more

Find the Home Loan Right for You

What is a home loan?

A home loan provides individuals with funds for the purchase of a home or investment property. Interest rates can be fixed or variable, with the home typically being used as security on the loan.

Home Loans Reviews

16 August

Honest and a great experience

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16 August

10 out of 10

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3 August

Great, helpful people. Couldn't have done anything better!

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