Car Loans on Centrelink

Get Your Centrelink Car Loan Approved!

We could help get your Centrelink car loan application approved, quickly and easily - with no extra marks on your credit file!

  • Qualify even with 100% Centrelink income
  • Centrelink payments seen as income
  • Bad credit approvals also available
  • Finance for both used or new vehicles
  • Free credit check report with no mark on your file
  • No deposit needed to apply
  • Easy application with fast approval decisions
  • Personalised & FREE lending assessment
  • Affordable repayments to suit your needs

Get a Rapid Quote

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

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What is a Centrelink Car Loan

A Centrelink car loan is a car loan tailored for borrowers who receive Centrelink benefits. Rapid Finance understands that traditional banks or mainstream lenders are unlikely to consider Centrelink benefits as a reliable form of income. Therefore, we offer tailored financing solutions for people on Centrelink benefits to help them finance their dream car.

Even if you have bad credit concerns, we may be able to assist and get your loan approved.

How to Get a Car Loan on Centrelink

Getting a car while on Centrelink? It's not only possible; it may be easier than you think! At Rapid Finance, we get it. Not everyone's situation fits the typical mould, and that's okay. We're here to help you get that car you've been dreaming of, no matter where your income comes from.

Our team knows that Centrelink benefits like Family Tax Benefits, Parenting Payments, and the Aged Pension are real and important income sources for many Aussies. We've been doing this for over 20 years, helping thousands of people just like you get car loans on Centrelink, big and small.

All you need to do is complete the short form at the top of this page, give us a few personal details, tell us what money's coming in, and a quick look at your bank statements and Centrelink Income Statements. Following that, usually, in just a day or two, we can give you an answer and confirm any loan pre-approval amount. After that, you can get started looking for your next new car or used car.

So, don't let anything hold you back. With a friendly team like Rapid Finance by your side, getting into the driver's seat is closer than you think.

Rapid Resources

Bad Credit Car Loans

We could help you with a bad credit car loan. Get your second chance car loan with the help of Rapid Finance.

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Can I Get a Car Loan if I’m on Centrelink?

So how do you go about obtaining car finance to remedy your circumstance if you’re on Centrelink? Where there’s a will, there’s a way.

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What is a Centrelink Income Statement & How Do I Access It?

If you're applying for a car loan on Centrelink, your potential lender will require a Centrelink Income Statement. It could save you both time & stress to know what this document is & how to access it prior to beginning your application.

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Car Loans on Centrelink FAQs