Home Refinancing

Unlock your home’s potential

Since 2001, Rapid Finance has helped countless customers refinance their property. We could help you to consolidate debt, renovate, buy an investment property, or simply access cash. We offer:

We compare products from numerous lenders to find a refinancing solution that matches your circumstances. Even if you have a poor credit history, our loan specialists could still help.

Speak with a loan specialist today on 1300 467 274

Free Finance Assessment

Free, No-Obligation Finance Assessment

Based on the answers provided we need more information. Please apply directly online. Application takes about 5 minutes.

Apply Now

What is home refinancing?

Home refinancing is the process of transferring your home loan from one lender to another, usually for the purpose of lowering interest rates, reducing monthly repayments, or adding loan features.

Refinancing Made Easy

Expert guidance at every step

Releasing your home’s equity shouldn’t mean becoming exposed to unnecessary risk.

At Rapid Finance, we have the experience to ensure you’re well protected. And while the banks will offer you the right home refinancing product for them, we’ll find the right one for you.

With access to a huge range of products, we can also add flexibility you might not currently have, such as:

Start your online application today!

Home Loan Calculator

Loan Amount

up down

Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

With Rapid we make getting finance easy

Online Application

Start your application now, it only takes a few minutes to complete.
Start your application

Phone Application

Alternatively, speak to a finance specialist that understands your needs.
Find out how Rapid Finance works

Real people, real finance, real fast.

View Our Full Range of Home Loans.

Rapid Resources

Information Centre

Everything you need to know about finance

Read more

Customer Reviews

Read what our customers have to say about us

Read more

What our customers say

16 August

Honest and a great experience

Read Full Review

16 August

10 out of 10

Read Full Review

3 August

Great, helpful people. Couldn't have done anything better!

Read Full Review