Home Refinancing Loans

Competitive Refinance Home Loans

Since 2001, Rapid Finance has helped countless customers refinance their home loans. Our team can assist you with consolidating debt, renovating, investing and accessing cash.

We compare products from numerous lenders to find refinancing solutions that match your circumstances. Even if you have a poor credit history, our home loan specialists could still help. We offer:

A range of home loan refinancing products
Competitive rates and flexible repayments
Speedy approval process
Bad credit home loan specialists

Speak with a loan specialist today on 1300 467 274

Free Finance Assessment

** It won't affect your credit score **

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Good news, based on you loan request so far, you may qualify with one of our partners.

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What is home refinancing?

Home refinancing is the process of transferring your home loan from one lender to another, usually for the purpose of lowering interest rates, accessing equity, debt consolidation, reducing monthly repayments, or adding loan features.

Refinancing Made Easy

Expert guidance at every step

Releasing your home’s equity shouldn’t mean becoming exposed to unnecessary risk.

At Rapid Finance, we have the experience to ensure you’re well protected. And while the banks will offer you the right home refinancing product for them, we’ll find the right one for you.

With access to a huge range of products, we can also add flexibility you might not currently have, such as:

Redraw facilities
Lines of credit
Offset accounts

Start your online application today!

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Real people, real finance, real fast.

Judy and Lucas had debt stacking up and no clear solution in sight.
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After being declined by the banks, we helped Olivia find another way to finance and get her new home
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Simon's partner had a credit history that was putting home ownership out of reach.
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Husband and wife leave bankruptcy behind.
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Home Loans & Mortgages in Australia

Rapid Resources

A Short Guide to Refinancing Your Home

Home loan refinancing is often misunderstood as the domain of people who are struggling to make ends meet. In fact, refinancing can be used by virtually anyone with equity in their home for all kinds of financial advantages.

5 questions to ask before refinancing your home to pay for a new car

Should you refinance your home to pay for a new car? The answer will depend on your circumstances. Read about the ins and outs of home refinancing here