First Home Buyer Loans

Competitive First Home Buyer Loans

Buying your first home? Don’t know where to start? We could help you realise your homeownership ambitions. 

The road to buying your first property can be long, but Rapid Finance goes the extra mile to provide you with competitive first home buyer loans. Our team could help you get your home loan approved fast, and at competitive rates. We offer:

  • Expert home loan consultants 
  • Fast online applications 
  • Minimal deposit, low doc and no doc loans 
  • Competitive rates and flexible repayments
  • High mortgage approval rates - even with bad credit or low deposits

We could help you to get your home loan approved fast, and at a great, competitive rate, which could save you thousands of dollars in repayments over the course of your loan term.

Speak with a loan specialist today on 1300 467 274

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What is a first home buyer?

A first home buyer is any person looking to purchase their first home, such as a house, unit, or apartment. If you are a first home buyer, then you may be eligible for a range of government rebates, including the First Home Buyer's Grant (FHOG), which is a one-time payment to eligible individuals to help with the cost of purchasing a new or substantially renovated home. There are also stamp duty concessions or exemptions available in some Australian states and territories, making the home buying process more affordable for first home buyers. By taking advantage of these opportunities, first home buyers can make the transition to homeownership more manageable and financially feasible. To take advantage of any potential benefits, apply through or speak with a mortgage broker, such as Rapid Finance.

Home loans you could afford. Advice you can’t buy.

Expert guidance at every step

For many lenders and brokers, finding your first home loan means “job done” to them.

Not us. At Rapid, we guide you through each step of the buying process in detail to ensure you understand the requirements and improve your chances of a successful first home buyer loan application.

We’ll also take the time to translate mortgage jargon into simple, everyday English:

When we work with you, you’ll know exactly what to expect and when. There’ll be no nasty surprises – just first home buyer advice that’s as safe as houses.

First Home Buyer Loan Calculator

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Real People, Real Finance, Real Fast!

Your Home Loan Options

Rapid Resources

First Home Buyer’s Guide

We share our property purchasing tips for potential first home buyers. Start your journey here.

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What will my home loan repayments be?

Unsure of how much your home loan repayments will be? Get an estimate of your home loan repayment costs with our mortgage repayment calculator. It's fast and easy to use.

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How much can I borrow for a home?

Try our borrowing power calculator to get an instant estimate of your mortgage borrowing power. It could be more than you think! Find out more.

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First Home Buyer FAQs