Boat Loans & Finance

Don't miss the boat

Itching to explore Australia's waterways? We could help make the dream real. At Rapid Finance, we've helped countless Australians to get a boat loan, and we could help you too. We offer:

  • Fast application process – shop Like a cash buyer
  • Competitive loan rates & repayments
  • Up to 100% finance available
  • Bad credit boat loan specialists

Apply with Rapid Finance, and you'll be assigned a dedicated loan specialist. They'll take you through the entire process, from application to approval. Bad credit? Call us, we may still be able to help.

Speak with a loan specialist today on 1300 467 274

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What is a boat loan?

Under a boat loan, a lender provides a borrower with funds for the purchase of a boat, yacht or other watercraft. This type of loan is, in most cases, secured against the asset purchased.

A boat loan is a type of financing designed specifically for the purchase of a boat, yacht or other watercraft. Similar to auto loans, boat loans are generally secured loans using the boat itself as collateral. These loans can cover various types of watercraft, including fishing boats, sailboats, yachts, and personal watercraft or Jet ski.

The main advantage of a boat loan is that it allows you to spread the cost of purchasing the boat over a period of time, making it more financially manageable. This way, you can enjoy the benefits of boat ownership sooner, without needing to pay the full purchase price upfront. Boat loan terms, interest rates, and down payment requirements can vary significantly based on factors like the loan amount, the type of boat, and the buyer's credit history.

With Rapid Finance you won't miss the boat

Let us find the right boat loan for you, quickly.

Some dreams shouldn’t wait.  Whether you are after a speedboat or a catamaran, our boat finance specialists will set you on course for smooth sailing with financing tailored to your vessel and individual needs.   

Don't get tied up in knots - call us for conditional approval today, and you could be sailing away tomorrow.

Boat Loan Calculator

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Real people, real finance, real fast.

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