Car Finance

Apply today. Drive away tomorrow!

Car finance from GoRapid is the easy way to get finance matched to your specific needs and budget. Get your car loan application started today. We offer:

  • Car loans available up to $200,000
  • Fast application and fast approvals
  • No deposit needed
  • New, demo and used car finance possible
  • Free credit assessment - with no mark on your credit file
  • No unnecessary 'hard' credit checks
  • Bad credit or Centrelink income considered
  • 20+ Years car loan experience

Free Finance Assessment

** It won't affect your credit score **

Good news, based on you loan request so far, you may qualify with one of our partners.

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What is Car Finance?

Car finance is a type of loan that allows you to borrow money specifically to purchase a car, motorbike, caravan or other vehicle. Instead of paying the full price upfront, finance enables you to spread the cost over a set period, typically through regular monthly payments. When financing, you can drive away with a new or used car while managing payments within your budget, making it a practical choice for many buyers.

At Rapid Finance, we offer a range of car loan options. Whether you’re self-employed, have a bad credit history, or rely on certain Centrelink benefits, our team is experienced in finding vehicle finance solutions that could work for you. With access to a large panel of specialist lenders, we could help you get finance for a new or used vehicle, even if traditional lenders have turned you down.

Our car loans are available up to $200,000 with flexible terms from 2 to 7 years, designed to suit your budget and lifestyle. Start with a simple application and receive a decision within 24 to 48 hours. Plus, our experts are here to guide you through every step, ensuring a smooth process and a loan option that fits your individual circumstances.

Securing Your Car Finance

Let us help find the right car loans for you, quickly.

Our expert consultants are here to help you choose the best secured car loan or leasing option for your needs.

Let us do the work, while you enjoy the ride.

Calculate Your Car Finance Repayments

Loan Amount

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Rapid Resources

How Important is my Credit Report?

So you’re thinking of finally rewarding yourself with your dream ride. Or your rust bucket of a car has disintegrated and it’s time for an unscheduled upgrade.

Read more

Car Loan Calculator

Using our car loan calculator you can adjust settings to find your ideal finance solution.

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Car Loan Requirements

Depending on your circumstances, there are different requirements when you apply for a car loan.

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Car Finance FAQs

Have more questions about our car loans? Call the team on 1300 467 274 and we'll be happy to help.