Do you need to purchase your dream car, refinance your home or go on the holiday of a lifetime?
This is the easy part. Just apply, and we’ll handle the rest.
Over-applying could harm your credit history!
As a Rapid Finance customer, you’ll get your own finance specialist – your personal expert in finance.
They’ll do everything from gathering and reviewing your documents to finding your financial strengths.
Your specialist will then try to help you negotiate with lenders on your behalf and land a loan that's suitable for you.
None, you’re all done!
Once you get finance, then you’re good to go – whether that's hitting the road, moving into your new home or simply saving on interest.
We can even review your finance in the future if your situation changes.
We could still help find you a loan, even with a bad credit history.
We work hard to give our customers the help they need.
We have over 20 years’ experience in finance. Over that time, we've helped people from all walks of life unlock the door to finance. And with access to a range of loans for homes, vehicles and more, we could help you, too. Have questions? Call us for a chat.
1300 467 274
There are a few ways, you can get started with us.
GoRapid, also known as Rapid Finance, is a broker. We specialise in assisting people who may have difficulty obtaining finance or a loan, often due to their credit history or irregular employment or income.
Rapid Finance has been providing assistance and expertise in this area, for over 20 years, and have built up a wide range of skills and knowledge to assist people, often with bad credit obtain finance.
We can often improve the chances of our customers obtaining credit, with our panel of specialist lenders. Preparing and presenting their application for the best chance of approval.
See our About Us page for more details on Rapid Finance.
Not necessarily. We can assess your situation and finances and present a number of options available to you, also including improving your credit, in some cases.
If you wish to improve your credit, you can get started by requesting your free credit report from us, which can help you get started. You can then see where the issues are in your credit file, fix any errors up and start improving your credit
No, that's not necessary. We are an online broker and can communicate with you via email phone and SMS with our customers all across Australia.
We will contact you by phone, email and SMS to keep you updated along the way.
No, there is no need to find the car you wish to purchase, before applying with us, although, if you have already found the vehicle you wish to buy, please let us know, and we can fast track your application with us.
It is often a good idea to get a car loan pre-approval first, as it has many advantages:
Having a good deposit has a number of advantages, when applying for a home loan, and especially for a home loan with bad credit.
However, that is not necessary, and we can work with you, getting your whole application in better shape and guiding you along the way, especially if you are looking as a first home buyer.
Some advantages of a good deposit, include:
There is no fee to get started with Rapid Finance, up until a quote is provided.
Some services do incur costs, such as where valuation of a property is required, it may incur a fee, which is passed on to you, as the customer
For more details on costs and charges, please see our Credit Guide.
It is always a good idea to know your credit score and to monitor it from time to time.
We offer a free credit check for our customers, without a hard check, so viewing your credit report, will not negatively impact your credit score.