Our Process

We've been helping people just like you get finance for over 15 years

Do you need to purchase your dream car, refinance your home or go on the holiday of a lifetime?

Get finance in three easy steps.

  1. 1

    You apply

    5-15 minutes

    This is the easy part. Just apply, and we’ll handle the rest.


    Apply online

    Apply anywhere, anytime using our online application process.

    Call us

    Prefer to talk to a human? Then call 1300 467 274 and let’s chat.

    Tip: Don’t apply to multiple lenders at the same time.

    Over-applying could harm your credit history!

  2. 2

    We find finance

    1-2 days*

    As a Rapid Finance customer, you’ll get your own finance specialist – your personal expert in finance.

    They’ll do everything from gathering and reviewing your documents to finding your financial strengths.

    Your specialist will then try to help you negotiate with lenders on your behalf and land a loan that's suitable for you.

    Everyone has strengths. Yours could be:

    • A stable job
    • A steady income
    • Residential stability
    • Or, something else?

    We will even check the details of your credit history for mistakes. If we find anything, we can assist you in correcting it.

  3. 3

    You enjoy

    None, you’re all done!

    Once you get finance, then you’re good to go – whether that's hitting the road, moving into your new home or simply saving on interest.

    We can even review your finance in the future if your situation changes.

    Got bad credit? That’s okay, too!

    We could still help find you a loan, even with a bad credit history.

*Estimated process times assume the applicant provides factual and complete information and has a good credit history. The process will take longer if the applicant has a bad credit history or if information provided is incomplete or inaccurate.

With Rapid we make getting finance easy

Online Application

Start your application now, it only takes a few minutes to complete.
Start your application

Phone Application

Alternatively, speak to a finance specialist that understands your needs.

Why choose Rapid Finance?

We work hard to give our customers the help they need.

We have over 15 years’ experience in finance. Over that time, we've helped people from all walks of life unlock the door to finance. And with access to a range of loans for homes, vehicles and more, we could help you, too. Have questions? Call us for a chat.

1300 467 274