Bad Credit Caravan Loans

Caravan Loans with Bad Credit up to $100,000

Your caravan adventures may be closer than you think – even if you have poor credit history. Talk to our loan experts to review the options that are right for you. We offer:

  • Finance options customised to your needs
  • Speedy application process over the phone
  • Finance for new and used caravans
  • Expertise on bad credit caravan loans
  • Campervans, RVs and Motorhomes also financed

How we help

Free Finance Assessment

Over 20 years' bad credit experience

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What is a bad credit caravan loan?

Bad credit caravan loans are specialised financial products designed for individuals with poor credit history who wish to purchase a caravan, campervan or motorhome. Unlike conventional loans, these are tailored for those who might not qualify for standard financing options due to their low credit scores or sources of income.

Poor credit history covers a range of financial situations, such as a history of credit card defaults or judgements, previous bankruptcy, repossessions, self-employment, Part IX Debt Agreement (current or history).

These loans are typically available from lenders who focus on providing loans to those with financial problems in the past, offering them an opportunity to finance a caravan despite their adverse credit history. However, it's important to note that these loans often come with higher interest rates, but more flexible terms compared to regular loans, reflecting the increased risk to the lender.

Caravan Finance with Bad Credit

Get your caravan finance approved - even with a bad credit history!

If you’re worried your dream caravan, campervan or motorhome is beyond your financial reach, you’ve come to the right place. The team of Rapid Finance experts understand that, sometimes, life happens – and when it does, it can disrupt finances. We’re here to tailor a loan solution to your unique needs and caravan goals. We’re passionate about helping clients with poor credit history, which might include:

Rapid Finance is here to help you achieve your caravan finance, campervan finance or motorhome finance goals. Start now and let the adventure begin!


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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Free Credit Check

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Learn your chances of loan success with a free Rapid Finance credit check. It’s fast and easy, and it won’t affect your credit rating. Request your score today – it only takes a few minutes!

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Rapid Resources

How to Recover from a Bad Credit Profile

Bad credit is something a number of Australians dread, as it has the potential to hinder momentous occasions such as buying a house or your dream car.

Read more

How Much Can I Borrow with Bad Credit?

Even if you have a bad credit history, it could be possible to borrow enough to put that vehicle not just within your reach, but within your garage.

Read more

Bad Credit Caravan Loans FAQs