Car Refinancing

Refinance and enjoy the benefits

When your financial circumstances change, your car loan should change too. Refinancing can save you money, provide more flexible loan features or even just put you with a better loan provider. We offer:

Better finance may be 3 steps away

Free Finance Assessment

Free, No-Obligation Finance Assessment

Based on the answers provided we need more information. Please apply directly online. Application takes about 5 minutes.

Apply Now

What is car refinancing?

Car refinancing is the process of transferring your car loan from one lender to another, usually for the purpose of lowering interest rates, reducing monthly repayments, or adding loan features.

Restart your car finance.

Stop stalling. Get a better car loan today.

Let’s work with you to get a better deal on your car finance.

Our specialist refinance consultants will shop around to find you a better car loan. If you’re looking for greater flexibility, reduced repayments or a better rate, we will find a refinance solution suitable for you.

View our full range of car loan options

Car Loan Calculator

Loan Amount

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Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

With Rapid we make getting finance easy

Online Application

Start your application now, it only takes a few minutes to complete.
Start your application

Phone Application

Alternatively, speak to a finance specialist that understands your needs.
Find out how Rapid Finance works

Real people, real finance, real fast.

View Our Full Range of Car Loans.

Rapid Resources

Information Centre

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Customer Reviews

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Wholesale Cars

Save thousands through our wholesale car network

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Frequently Asked Questions

Have more questions about car refinancing? Call the team on 1300 467 274 and we'll be happy to help.

What our customers say

16 August

Honest and a great experience

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16 August

10 out of 10

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3 August

Great, helpful people. Couldn't have done anything better!

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