Refinance Your Car Loan

Refinance and enjoy the benefits

When your financial circumstances change, your car loan should change too. Refinancing can save you money, provide more flexible loan features or even just put you with a better loan provider. We offer:

  • Experienced refinancing consultants
  • Customised finance solutions
  • Fast application process
  • Bad credit car loan specialists
  • Move your bad credit car loan to a good or better car loan lender, using your current loan as established credit in order to get a better deal
  • We re-finance a good percentage of our signed up customers on bad credit rates to good credit rates after 12 months, once they have re-established their credit

Better finance may be 3 steps away

Free Finance Assessment

Free, No-Obligation Finance Assessment

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

What is car refinancing?

Car refinancing is the process of transferring your car loan from one lender to another, usually for the purpose of lowering interest rates, adding loan features or maybe increasing the term of the loan at a lower rate to help reduce monthly repayments.

Restart your car finance.

Stop stalling. Get a better car loan today.

Let’s work with you to get a better deal on your car finance.

Our specialist refinance consultants will shop around to find you a better car loan. If you’re looking for greater flexibility, reduced repayments or a better rate, we will find a refinance solution suitable for you.

View our full range of car loan options

Car Loan Calculator

Loan Amount

up down

Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

With Rapid we make getting finance easy

Online Application

Start your application now, it only takes a few minutes to complete.
Start your application

Phone Application

Alternatively, speak to a finance specialist that understands your needs.
Find out how Rapid Finance works

Real people, real finance, real fast.

View Our Full Range of Car Loans.

Rapid Resources

What is Car Refinancing?

Have you had a car loan for at least 12 months? You may be in the ideal position to refinance your loan - depending on your personal and financial circumstances. Check out our top five tips on refinancing for a financial benefit.

Read more

8 Signs You Should Consider Car Refinancing

Whether you had bad credit when you first got your car loan or you simply need different features now, there are many reasons why people choose to refinance their car loans.

Read more

How common is car loan refinancing in Australia?

Thinking of refinancing your car loan? You're in good company. Refinancing is a popular loan solution in Australia today.

Read more

Frequently Asked Questions

Have more questions about car refinancing? Call the team on 1300 467 274 and we'll be happy to help.

What our customers say

16 August

Honest and a great experience

Read Full Review

16 August

10 out of 10

Read Full Review

3 August

Great, helpful people. Couldn't have done anything better!

Read Full Review