Bad Credit Bike Loans

Don’t let bad credit slam the brakes on your motorcycling dreams.

Rapid Finance tailors loan solutions to suit just about all client’s unique goals and circumstances. We’ve already helped countless Australians and we may be able to help you today, so you can hit the road tomorrow. We offer:

  • A fast loan application process
  • Dealer and private-sale motorcycles
  • Tailored bike loan solutions
  • Bad credit loan expertise

Bike finance in 3 steps

Free Finance Assessment

Over 20 years' bad credit experience

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

What is a bad credit bike loan?

A bad credit bike loan is a finance product designed for people who struggle to secure finance. Reasons for this might include a poor credit history, short-term employment or a low credit score. 

A bad credit loan might be the best option for you if any of the following applies to your financial situation:

  • History of credit defaults or judgements
  • Previous bankruptcy
  • Repossessions
  • Self-employment/no financials
  • Part IX Debt Agreement – current or Previous

The banks said no? No worries

That’s where we come in. So hopefully we can get you get back on the road, where you belong.

We understand that, sometimes, life just happens. For 19 years, we’ve been helping people with poor credit histories secure loans for their dream motorbike – no matter how out of reach they thought that dream was, we may be able to help.

We’re here for you, no matter what barriers to loans apply to your situation, we will attempt to assist. These Reasons might include:

Don’t wait weeks. Apply today, and hit the road tomorrow.

Bike Loan Calculator

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Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Free Credit Check

Let us check your credit score. It's free!

Learn your chances of loan success with a free Rapid Finance credit check. It’s fast and easy, and it won’t affect your credit rating. Request your score today – it only takes a few minutes!

Get a Free Credit Check

Real people, real finance, real fast.

View Our Full Range of Leisure Loans.

Rapid Resources

How Do I Know if I Have Bad Credit?

The irony of a credit score is that, often, people don’t know what theirs is like until they need to rely on it. So, how do you know if you have bad credit? And what does it mean for your loan application?

Read more

How we find loans for people with bad credit

Turned down due to your credit history? Here's what you can do next to secure finance.

Read more

Frequently Asked Questions

What our customers say

16 August

Honest and a great experience

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16 August

10 out of 10

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3 March

Cindy was great always did her upmost to help in any way. The services are amazing, call back time is quick. Would recommend to everyone and everyone.

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