Because the Road of Life is Never Smooth
Burst and punctured tyres, pothole damage and cracked rims.
None of these are worst-case scenarios. They are simply the inevitable realities we both expect and accept as drivers.
What doesn’t have to be inevitable, however, is covering the expense of tyre and rim repair and replacement out of your pocket.
Tyre and rim insurance is a practical safeguard against these unexpected yet largely inevitable costs of life on the road. After all, it pays to pay attention to the finer details in life.
‘Burst and punctured tyres, pothole damage and cracked rims. None of these are worst case scenarios. They are simply the inevitable realities we both expect and accept as drivers.’
What Does Tyre and Rim Insurance Cover?
Tyre and rim insurance protects you against both the inconvenience and the significant expense of tyre and wheel damage. This includes coverage against a wide range of road hazards, including:
- Tyres punctured or damaged by:
- Potholes
- Kerbs
- Nails and screws
- Metal
- Glass
- Road debris
- Tyre blowouts
- Cracked, warped or misshapen rims
There is more to tyre and wheel damage than just the expense of replacement, though. What if you don’t have a spare tyre in your car? To get your car to repairs, you would also be liable to pay the costs of a towing service. With tyre and rim insurance, however, you’re covered for towing fees up to $120.
Optional Extras
You may choose to add optional emergency benefits to your tyre and rim insurance policy to cover yourself with 24/7 roadside assistance. This means you’ll be covered if you find yourself at any time immobilised due to:
- A flat tyre or battery
- Running out of fuel
- Lost keys or keys that have been locked in the car
With optional emergency benefits, you may also be eligible for up to $500 for emergency accommodation if you can’t make it home that night.
Who Will Benefit from Tyre and Rim Insurance?
Tyre and rim insurance is likely to benefit anyone who owns or drives a vehicle regularly. It provides cover against hazards that are not worst-case scenarios, but are common occurrences on the road.
Punctured tyres, cracked rims and pothole damage are the unfortunate realities of life on the road. But just because they happen, it doesn’t mean you have to cover the expense out of your pocket.
Summary
Tyre and rim insurance protects you against the wide range of inconveniences and expenses incurred as a result of common road hazards. If you experience punctured or damaged tyres, tyre blowouts or damaged rims, this type of insurance will cover the cost of repair and/ or replacement as well as towing fees up to $120.
You may also opt in for optional emergency benefits as part of your insurance policy. Optional emergency benefits will additionally ensure you are covered by 24/7 roadside assistance – not to mention making sure you have somewhere to stay.
If you think tyre and rim insurance could benefit you, to learn about other insurance options, get a free quote from Rapid on 1300 467 274