Disclaimers

Disclaimer - Finance

 

The advice provided on this website is general advice only. It has been prepared without taking into account your objectives, financial situation or needs. All statements made on this website are made in good faith and we believe they are accurate and reliable. Rapid Finance (Aust) Pty Ltd and its subsidiaries disclaim all and any guarantees, undertakings and warranties, expressed or implied, and shall not be liable for any loss or damage whatsoever (including human or computer error, negligent or otherwise, or incidental or consequential loss or damage) arising out of or in connection with any use or reliance on the information or advice on this site.

Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Where any product(s) is/are detailed on this website, you should obtain a Product Disclosure Statement relating to the product(s), consider its contents and obtain professional advice before making any decisions. The information on this website is not a substitute for financial advice. Past performance is not indicative of future performance.

Disclaimer – General

 

All statements made on this website are made in good faith and we believe they are accurate and reliable. Rapid Finance (Aust) Pty Ltd and its subsidiaries do not give any undertakings or warranties as to the accuracy, reliability or completeness of information that is contained in this website, except in so far as any liability under statute cannot be excluded.

Rapid Finance (Aust) Pty Ltd, the director, employees and their representatives do not accept any liability for any error or omission on this website or for any resulting loss or damage suffered by the recipient or any other person. The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which it is used or applied.

Disclaimer – Taxation and legal

 

All statements made on this website are made in good faith. The information shown is general information only; it has been prepared without taking into consideration your personal objectives, financial situation or needs. The user should consider its appropriateness having regard to their personal circumstances before acting on content therein. Any taxation or legal positions described are general statements only and should be used as a guide. It does not constitute taxation, legal or any other professional advice and is based on current laws and our interpretation. Your individual situation may differ and you should consult independent professional advice.

Rapid Finance (Aust) Pty Ltd, the director, employees and representatives disclaim all and any guarantees, undertakings and warranties, expressed or implied, and shall not be liable for any loss or damage whatsoever (including human or computer error, negligent or otherwise, or incidental or consequential loss or damage) arising out of or in connection with any use or reliance on the information or advice on this site. From time to time laws may change and this may affect the accuracy of the content. The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which it is used or applied.

Disclaimer – Professional advice

 

The information published on this website is general information only; it has been prepared without taking into consideration your personal objectives, financial situation or needs. The user should consider its appropriateness having regard to their personal circumstances before acting on content therein. Any financial, taxation, legal or other professional positions described are general statements only and should not be used a substitute for seeking professional advice. Your individual situation may differ and you should consult independent professional advice before acting on any information published on this website.

Director’s Disclosure

Michael H. Cullinan was the sole director of Rapid Finance (Aust) Pty Ltd (Rapid Finance) during the previous financial year. The director of Rapid Finance wishes to disclose the following financial and personal interests;

Directorships and Shareholdings

 

Michael H. Cullinan has a shareholding and/or holds directorships in the following unlisted companies, either directly or indirectly:

Commercial Relationships

 

Transactions between Rapid Finance and its related companies, as mentioned above (“Rapid group of companies”) during the financial year have included the provision of car sales, car detailing, mechanical works on used motor vehicles, which have been provided as per the contract of sale prepared accordingly.

Principle Activities

 

The principal activities of the Rapid group of companies are to provide credit assistance to consumers and commercial borrowers seeking to obtain finance for personal or commercial vehicles and other personal uses, insurance for motor vehicles financed through the provision of credit assistance, prepare (including obtain roadworthy certification, mechanical repairs and general car detailing) and sell motor vehicles to consumers. There have been no significant changes in the operations or nature of the activities of Rapid Group during the financial year.

Related Parties

 

Michael H. Cullinan has a direct interest in Center One. Center One is an original credit provider that provides consumer and commercial credit for personal loans, car loans, business loans and bad credit finance. As a credit assistance provider Rapid Finance may assist clients in obtaining finance from, or refer clients directly to Center One. From June 2015, Center One has had a close commercial relationship with Rapid Finance.

All commercial dealings between the Rapid group of companies and Center One will be conducted at arm’s length to ensure that the consumer is offered commercially competitive rates, fees and charges.

Directors’ contractual benefits

 

Since the end of the previous financial year, the director has not received or become entitled to receive a benefit by reason of a contract made by the Company or a related corporation with the director or with a firm of which he is a member or with a company in which he has a substantial financial interest.