Car Loans

Compare Car Loans

At Rapid Finance, we've been helping Australians find car loans for over 15 years, and we could help you too. We have access to hundreds of finance options and we can customise a loan solution that matches your budget, needs, and situation. Our team of automotive finance specialists provide prompt and expert service. We'll help you secure the right finance, fast.

Loan TypePersonalBusinessLoan TermInterest Rate*Comparison Rate 
Secured Car Loans Yes No 2-7 Years From 4.60%* 6.55% Learn More
Chattel Mortgage No Yes 2-7 Years From 4.10%* 6.06% Learn More
Commercial Hire Purchase No Yes  2-7 Years From 4.10%* 6.06% Learn More
Used Car Loans Yes Yes 2-7 Years From 5.80%* 7.72% Learn More
Car Refinancing Yes Yes 1-7 Years From 5.80%* 7.72% Learn More

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Terms and conditions

What is a car loan?

A car loan is a finance product which provides individuals and businesses with finance for motor vehicles. The car purchased is usually security on the loan. Interest rates are either fixed or variable.

Car Loans For Any Situation

Get a car loan that's right for you

What happens after you apply? Find out in this quick video. 

Personal Car Loans
Business Car Loans

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.85 for customer satisfaction by 39 customers.

Car Loan Calculator

Not a numbers person? That’s okay, we’re here to help! Use our online car loan calculator to find out how much you can afford and what your repayments will be. By adjusting the loan options, you’ll quickly get an understanding of what kind of loan is right for you.

Why not try it out now?

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.85 for customer satisfaction by 39 customers.

Car Refinancing

Have you outgrown your car loan? Then you’re in luck! It’s possible to transfer your current car loan to a different lender to reduce the interest rate or take advantage of flexible loan options not currently available to you.

At Rapid Finance, we’re experts at pairing our customers with better deals through refinancing. Whatever your reasons for needing car refinance, we can help.

Is your old car loan still the right option for you?

Helpful Hints

What is Car Refinancing?

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.85 for customer satisfaction by 39 customers.

Let's help find your dream car

We are not just experts at car finance – we’re experts at finding great deals. If you’re on the hunt for a new set of wheels, then allow us to pass on our car buying tips. It may just save you a big headache in the future.

Make sure that you drive away with a lasting smile and check out our car buying guide and tips.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.85 for customer satisfaction by 39 customers.

New or used. We can help.

Got your eye on a great used vehicle? Searching for the right loan? On a budget? Call us!

A Rapid Finance loan specialist can:

  • Compare multiple car loan options
  • Negotiate with lenders on your behalf
  • Check your credit history for mistakes

We can help you to seek out a better deal on used car finance. It's what we do!

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.85 for customer satisfaction by 39 customers.

Never be caught short

Life is full of bumps and potholes, but you’ll rest easy knowing that your car is protected with a great insurance solution. We can find the right level of cover to match your needs, whether that is basic, customised or comprehensive.

Find peace of mind by selecting from our services below.

Ready to take the next step?

Start your application online

or call 1300 467 274

Rapid Finance Rating

Rapid Finance is rated 4.85 for customer satisfaction by 39 customers.

Car Loans Calculator

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Everything You Need To Know About Car Finance

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Car Loans Reviews

16 August

Honest and a great experience

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16 August

10 out of 10

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3 August

Great, helpful people. Couldn't have done anything better!

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