Secured Car Loans

Apply today. Drive away tomorrow!

Car loans from Rapid Finance are the easy way to get finance matched to your specific needs. Get your secured car loan application started today. We offer:

  • Fast application process
  • No deposit necessary
  • New, demo and used car loans
  • Free credit assessment - with no mark on your credit file
  • 20+ Years of Experience in the finance industry 
  • No unnecessary 'Hard' Credit Checks

Secured Car loans in 3 steps. Here's how.

Free Finance Assessment

Free, No-Obligation Finance Assessment

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

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Rapid Finance Customers Tell You How It Is

How do secured car loans work?

Secured car loans are a finance product whereby a lender provides a borrower with funds for the purchase of a vehicle. The car is used as security on the loan and this generally lowers the interest rate. (Depending on the applicant’s overall profile)

Secured car loans are typically used by individuals to obtain a vehicle without having to pay the full purchase price upfront. (e.g. – No deposit)

Securing Your Car Finance

Let us help find the right secured car loans for you, quickly.

Our specialist consultants are here to guide you through the process of selecting one of the most suitable secured car loans or leasing solutions for your individual circumstances.

Let us do the work, while you enjoy the ride.

Find a car loan now

Loan Amount

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Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Rapid Resources

How Important is my Credit Report?

So you’re thinking of finally rewarding yourself with your dream ride. Or your rust bucket of a car has disintegrated and it’s time for an unscheduled upgrade.

Read more

Car Loan Requirements

Depending on your circumstances, there are different requirements when you apply for a car loan.

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The lender has the car as security: Why are they so concerned when I don’t pay on time?

Always wondered why lenders care so much about late repayments? At Rapid Finance, we love helping people understand the ins and outs of car loans so that they can make the best decisions possible for their unique circumstances.

Read more

Secured Car Loans FAQs

Have more questions about our car loans? Call the team on 1300 467 274 and we'll be happy to help.