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Car loans from Rapid Finance are the easy way to get finance matched to your needs. Speak with one of our car loan specialists today. We offer:
Secured car loans are a finance product whereby a lender provides a borrower with funds for the purchase of a vehicle. The car is used as security on the loan and this lowers the interest rate.
Secured car loans are typically used by individuals to obtain a vehicle without having to pay the full purchase price upfront.
Our specialist consultants will guide you through the process of selecting the most suitable secured car loan or leasing solution for your individual circumstances.
Let us do the work, while you enjoy the ride.
Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.
Car loans are generally easy with Rapid Finance, you can apply online or over the phone. Our application process can take just a few minutes to complete. And you don't need to dig out reams of paperwork to get started. All we need are the details of your desired car loan along with some personal details, such as your driver's license and basic employment information.
If you have any questions about Rapid Finance, you can contact our team on 1300 467 274. Alternately, you can complete a Free Finance Assessment using the contact form on this page.
One of our car loan specialists will be in contact with you after you submit your Rapid Finance application. This person will be your personal expert in everything about car loans. They'll begin by reviewing your personal situation and needs, then match you with a car loan option that fits your requirements.
If your financial situation is a bit more complicated, don't worry. Your specialist is often able to negotiate deals with financiers and assist in correcting mistakes on your credit history for free. Applying for a car loan is generally easy with a Rapid Finance specialist on your side as long as you tell us the facts.
The size of your secured car loan will largely depend on your personal circumstances including you’re affordability. Everything from your income, overall profile, to the type of car can influence the loan amount you can access.
It’s possible to get 100% finance for your loan – that is, you pay no deposit up front. Speak to a Rapid Finance specialist for more information about no deposit car loans.
In some cases, we can get you approved for finance on the same day you apply. (In some cases, within the hour) Each application will vary, but in most cases we can find finance for a secured car loan in one or two days. Complicated financial situations can extend the process of finding finance and getting approval.
Approvals will also take longer if our team needs to spend time collecting revised documentation. Make sure that all the information you supply is complete and correct from the get-go. This way we can reduce annoying delays or roadblocks – and you'll get your new car sooner.
A comparison rate, gives an effective rate, including the base interest rate and all the fees. It is really the interest rate all customers should focus on.
A Rapid Finance specialist can do the shopping for you, without the need to directly apply to financiers. This means you get a realistic comparison interest rate without the risk of damaging your credit history. (As every application to a lender places a hit on your credit file and can generally reduce your credit score.
We have options for customers who want to access the convenience and tax benefits of salary packaging their car loan. Salary packaging is where your car loan repayments are automatically taken out of your salary by your employer.
A novated lease is an excellent choice for employees looking to get additional savings on a new car. The running costs of the vehicle, such as servicing, insurance and fuel, could also be included in the lease agreement.
Yes, our car loans are available for used cars as well. The availability and amount of the secured car loan, such as the loan amount, may be reliant on other factors, including the car's make, model and condition as well as the applicants overall profile.
The advantage of Rapid Finance is that we can offer fast finance without the high cost of convenience. We compare a range of products to see which ones match your needs – and organise the information needed to get approved quickly.
To begin your Rapid Finance application, you'll need personal details and a rough idea of your desired loan amount. Once a Rapid Finance specialist gets in contact with you, they'll advise what further documentation is required, such as proof of employment and income, bank statements etc.
There are some situations, such as new employment or self-employment, where it can be difficult to provide evidence of income. In these cases, we may be able to find alternative ways to provide proof of income. It is even possible to get a loan without income documentation if you have a great credit history depending on your circumstances. This is where our 19 years of experience comes in!.
Yes, our car loans are available if you’re self-employed. We may be able to prove your income and ability to meet repayments using alternative documentation or even no documentation, depending on your circumstances .
If your vehicle is used for business, then consider applying for a business car loan. There are a number of options to consider that could potentially reduce your tax liability or interest rate. A tailored business loan can also be made to match repayments with cash flow or seasonality.
Have more questions about our car loans? Call the team on 1300 467 274 and we'll be happy to help.
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