Secured Car Loans

Apply today. Drive away tomorrow

Car loans from Rapid Finance are the easy way to get finance matched to your needs. Speak with one of our car loan specialists today. We offer:

  • Car loans from 3.85%*
  • Fast application process
  • New and used car loans
  • Car loan specialists

Car loans in 3 steps. Here's how.

Free Finance Assessment

Free, No-Obligation Finance Assessment

Based on the answers provided we need more information. Please apply directly online. Application takes about 5 minutes.

Apply Now

How do secured car loans work?

Secured car loans are a finance product whereby a lender provides a borrower with funds for the purchase of a vehicle. The car is used as security on the loan and this lowers the interest rate.

Secured car loans are typically used by individuals to obtain a vehicle without having to pay the full purchase price upfront.

Fast. Easy. Expert.

Let us find the right car finance for you, quickly.

Our specialist consultants will guide you through the process of selecting the most suitable secured car loan or leasing solution for your individual circumstances.

Let us do the work, while you enjoy the ride.

Find a car loan now

Loan Amount

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Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

With Rapid we make getting finance easy

Online Application

Start your application now, it only takes a few minutes to complete.
Start your application

Phone Application

Alternatively, speak to a finance specialist that understands your needs.
Find out how Rapid Finance works

Real people, real finance, real fast.

View Our Full Range of Car Loans.

Rapid Resources

How Important is my Credit Report?

So you’re thinking of finally rewarding yourself with your dream ride. Or your rust bucket of a car has disintegrated and it’s time for an unscheduled upgrade.

Read more

Car Loan Requirements

Depending on your circumstances, there are different requirements when you apply for a car loan.

Read more

What will my car loan repayments be?

Discover the amount you're likely to pay in car loan repayments with the Rapid Finance Car Loan Repayment Calculator. It's fast and easy to use. Here's how to try it today.

Read more

Frequently Asked Questions

Have more questions about our car loans? Call the team on 1300 467 274 and we'll be happy to help.

What our customers say

16 August

Honest and a great experience

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16 August

10 out of 10

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3 August

Great, helpful people. Couldn't have done anything better!

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