Bad Credit Truck Loans

Take the wheel. Kick bad credit to the curb.

Whether you’re a one-man operation, just starting out or looking to upgrade, we can help, even if you have a poor credit history. Our specialists can help you find a loan that matches your circumstances. We offer:

  • Fast application and approval
  • Solutions tailored to your situation
  • Finance for new and used trucks
  • Second chance loan solutions

Finance could be 3 steps away

Free Finance Assessment

Over 13 years bad credit experience

Based on the answers provided we need more information. Please apply directly online. Application takes about 5 minutes.

Apply Now

What is a bad credit truck loan?

Part IX debt agreements, bankruptcy, credit defaults, and other issues relating to your credit history may result in your truck loan application being declined by financial institutions. Bad credit truck loans provide an alternative should this situation occur.

Fast. Easy. Expert

At Rapid Finance we make getting finance easy

Afraid that financing is out of reach? Let us help. Whether you are one-man operation just starting out, or looking to upgrade an existing fleet, we can find the right solution for your business.

Four Wheels or Eighteen, we'll get your business rolling

Truck Loan Calculator

Loan Amount

up down

Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Free Credit Check

Let us check your credit score. It's free!

Find out your chances for loan success with a free credit check. It's fast and easy, and it won't affect your credit rating. Request your score today.

Get free credit check

Real people, real finance, real fast.

View Our Full Range of Car Loans.

Rapid Resources

Information Centre

Everything you need to know about finance

Read more

Customer Reviews

Read what our customers have to say about us

Read more

What our customers say

16 August

Honest and a great experience

Read Full Review

16 August

10 out of 10

Read Full Review

3 August

Great, helpful people. Couldn't have done anything better!

Read Full Review