Bad Credit Truck Loans

Take the wheel. Kick bad credit to the curb.

Whether you’re a one-man operation, just starting out or looking to upgrade, we can help, even if you have a poor credit history. Our specialists can help you find a loan that matches your circumstances. We offer:

  • Fast application and approval
  • Solutions tailored to your situation
  • Finance for new and used trucks
  • Second chance loan solutions
  • Businesses or individuals may qualify

Finance could be 3 steps away

Free Finance Assessment

Over 20 years bad credit experience

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

Real Reviews Across Australia

What is a bad credit truck loan?

Part IX debt agreements, bankruptcy, credit defaults, and other issues relating to your credit history may result in your truck loan application being declined by financial institutions. Bad credit truck loans provide an alternative should this situation occur.

The Bad Credit Truck Finance Experts

At Rapid Finance, we make getting truck finance easy

Afraid that financing is out of reach? Let us help. Whether you are one-man operation just starting out, or looking to upgrade an existing fleet, we can find the right solution for your business.

Four Wheels or Eighteen, we'll get your business rolling

Truck Loan Calculator

Loan Amount

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Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Free Credit Check

Let us check your credit score. It's free!

Learn your chances of loan success with a free Rapid Finance credit check. It’s fast and easy, and it won’t affect your credit rating. Request your score today – it only takes a few minutes!

Free Credit Check

Rapid Resources

How Much Can I Borrow with Bad Credit?

Even if you have a bad credit history, it could be possible to borrow enough to put that vehicle not just within your reach, but within your garage.

Read more

How we find loans for people with bad credit

Turned down due to your credit history? Here's what you can do next to secure finance.

Read more