Commercial Hire Purchase Loans

Fixed rate car loans for Australian businesses

Also known as a Corporate Hire Purchase (CHP), a Hire Purchase (HP) or an Offer to Hire, a Commercial Hire Purchase is the most common type of vehicle finance for businesses. We offer:

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What is a Commercial Hire Purchase?

A Commercial Hire Purchase (CHP) is a type of car loan commonly used by Australian businesses to finance work vehicles. As part of a CHP, a lender purchases the desired vehicle and then 'hires' it back to the business in exchange for payment.

Hire Purchase for Businesses Across Australia

Benefits of Commercial Hire Purchase Car Loans

Within CHPs, customers have access to a variety of flexible loan repayment structures. The benefits of Commercial Hire Purchases include:

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Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

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The Best Car Loans for Business

Each type of business car loan has its own unique benefits, suited to different sets of business requirements. Deciding on the most suitable car loan for your business is as simple as weighing your requirements against the different benefits each type of loan offers.

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What is a Commercial Hire Purchase?

Also known as a Hire Purchase or an Offer to Hire – is a common type of fixed rate car loan for businesses. As part of a CHP, a financial lender will agree to purchase the GST-inclusive amount of a vehicle, which will then be lent back to their client over a pre-determined period of time.

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Car loan advice for business owners

Advice for business owners on how they can get a car loan that matches their business and situation.

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Frequently Asked Questions

Have more questions about Commercial Hire Purchase? Call the team on 1300 467 274 and we'll be happy to help.