Bad Credit Car Loans

Need a second chance car loan? We could help.

At Rapid Finance, we have helped thousands of customers with bad credit car loans. Click here to view our full range of car loans

  • Fast application and approval
  • Finance for new and used cars
  • Custom car loan solutions
  • Dealer or private cars

Video: Bad Credit Car Loans in 3 easy steps. 

Free Finance Assessment

Over 19 years bad credit experience

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

What is a bad credit car loan?

Bad credit car loans are designed for people who have had difficulty obtaining car finance due a poor credit history, short term employment or a low credit score. They are regularly used by those who been declined by banks and other lenders because of credit defaults, judgements, previously bankrupt or in or discharged from a part IX debt agreement.

Bad credit car loan history? We could help.

Every driver needs a good navigator, especially if you’ve gone off course in the past.

At Rapid Finance we have more than 19 years of experience helping people with bad credit get car loans. We could assist with:

Why wait weeks? Drive away today and leave your worries behind.

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Please note: This is an estimate provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees, such as early repayment costs and establishment fees, are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Free Credit Check

Let us check your credit score. It's free!

Learn your chances of loan success with a free Rapid Finance credit check. It’s fast and easy, and it won’t affect your credit rating. Request your score today – it only takes a few minutes!

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Real people, real finance, real fast.

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Rapid Resources

How to get a Car Loan with Bad Credit

Have you found your dream car but don’t have the cash to pay for it? Are you scared your bad credit will mean being rejected for a loan?

Read more

How Do I Know if I Have Bad Credit?

The irony of a credit score is that, often, people don’t know what theirs is like until they need to rely on it. So, how do you know if you have bad credit? And what does it mean for your loan application?

Read more

How we find loans for people with bad credit

Turned down due to your credit history? Here's what you can do next to secure finance.

Read more

Frequently Asked Questions

Have more questions about car finance? Call the team on 1300 467 274 and we'll be happy to help.

What our customers say

16 August

Honest and a great experience

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10 out of 10

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3 August

Great, helpful people. Couldn't have done anything better!

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