Bad Credit Boat Loans

Don't miss the boat because of bad credit

At Rapid Finance, we believe everyone should be able to explore Australia’s waterways, even those with bad credit. That's why we tailor loan solutions to match individual needs and situations. We offer:

  • Speedy application and approval
  • Free finance assessments
  • Tailored boat loan solutions
  • Bad credit loan specialists

Boat finance in 3 steps. It’s possible.

Free Finance Assessment

Over 20 years bad credit experience

Based on the criteria you have selected, you may qualify with one of our partners. Click continue to be referred to continue your enquiry

What is a bad credit boat loan?

Banks and other lenders regularly decline loans because of issues associated with poor credit histories such as bankruptcy, credit defaults, and part IX debt agreements. Bad credit loans provide an alternative in these situations and others. Bad credit boat loans are designed specifically for boat buyers.

Declined by the banks? No problems

We believe that some dreams shouldn't wait.

For over 12 years we have been helping customers like you get on-board with financing, even when they thought it was impossible.

Don't be left standing on the dock. Call us today. 

Boat Loan Calculator

Loan Amount

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Loan Details



Please note: This is an estimate provided for illustrative purposes only, and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees such as early repayment costs and establishment fees are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

Free Credit Check

Let us check your credit score. It's free!

Learn your chances of loan success with a free Rapid Finance credit check. It’s fast and easy, and it won’t affect your credit rating. Request your score today – it only takes a few minutes!

Get a Free Credit Check

Real people, real finance, real fast.

View Our Full Range of Leisure Loans.

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What our customers say

16 August

Honest and a great experience

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16 August

10 out of 10

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3 August

Great, helpful people. Couldn't have done anything better!

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