Bad Credit Car Loans

Need a second chance car loan? We can help.

Getting a car loan with a poor credit history is difficult, but it may be possible. At Rapid Finance, we can help you to seek out a car loan that matches your situation, even if you have bad credit. We offer:

  • Fast application and approval
  • Finance for new and used cars
  • Custom car loan solutions
  • Dealer or private cars

Get car finance in 3 steps. Here’s how.

Free Finance Assessment

Over 13 years bad credit experience

Start your application now

It only takes a few minutes to complete.

Start Application

Bad credit car loan history? We can help

Every driver needs a good navigator, especially if you’ve gone off course in the past.

At Rapid Finance we have more than a decade of experience helping people with bad credit get car loans. We can assist with:

Why wait weeks? Drive away today and leave your worries behind.

Tailored finance solutions

Apply now

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We’re car loan experts

With over a decade of experience

Fast application process

Speak to a specialist over the phone

Car Loan Calculator

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Please note: This is an estimate provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. Additional fees and charges may apply dependent on your individual circumstances. Fees, such as early repayment costs and establishment fees, are not accounted for in the examples of weekly repayments. Interest rates may be subject to change throughout the term of the loan.

With Rapid we make getting finance easy

Online Application

Start your application now, it only takes a few minutes to complete.
Start your application

Phone Application

Alternatively, speak to a finance specialist that understands your needs.
Find out how Rapid Finance works

Real people, real finance, real fast.

Read more finance case studies

Real finance, real people, real fast.

Nathan Utting - Wyndham Vale

10 June

Very happy with all service from Rapid.

Gavin Pauline - Frankston North, Victoria

9 July

Really easy to deal with and very helpful.

Luke Wallace - Ocean Grove, Victoria

31 March

Troy, Michael and Nick were extremely helpful with all my questions and made for a very easy and good experience. Would definitely recommend to friends.

Luke Novello - Heidelberg West, Victoria

20 April

Very happy with a speedy outcome.

Peter Law - Werribee

10 June

Good communication and went the extra mile to make sure I got the car I wanted with a good deal to go with it.

Read more reviews from Rapid customers

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Wholesale Cars

Save thousands through our wholesale car network

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Frequently Asked Questions

Have more questions about car finance? Call the team on 1300 467 274 and we'll be happy to help.