We're proud of the fact that we've helped people from all walks of life unlock the door to finance.
With access to a range of car loans, competitive home loans, and more, we could help you, too.
Rapid Finance are also looking to help the wider community. Offering scholarships to reward students for their commitment and willingness to learn about the financial sector.
At Rapid Finance, we pride ourselves on over two decades of expertise with bad credit finance, a commitment that's reflected in our numerous 5-star Google reviews. We understand the importance of maintaining your credit integrity, hence we avoid any unnecessary 'hard' checks that could impact your credit file negatively - see our no credit check car loans page to learn more.
We work closely with our network of specialist lenders across Australia, to ensure that we can offer a wide array of options to suit your unique financial needs. As part of your application, we offer complimentary free credit report reviews, helping you identify and rectify any inaccuracies, ensuring your financial profile is as strong as it can be – for the best chance of approval, with terms that suit you better.
We're dedicated to sourcing loan terms that are not only affordable, but also tailored to complement your lifestyle. Our friendly team, based in Australia, is committed to providing a professional service that is specifically designed around your individual circumstances, needs, and aspirations. At Rapid Finance, we're all about combining personal attention with professional service to help you achieve your financial goals.
Michael Cullinan
Director
Go Rapid (or Rapid Finance) is a finance broker, who specialises in assisting our customers get their finance or loans approved. We often assist people who have been knocked back by lenders due to their credit history or employment status.
We have over 20 years experience, assisting individuals and small businesses all across Australia get their finance applications approved. Having strong relationships with a wide range of lenders, who each have different approval criteria. We are experts in presenting the strengths of our customers to lenders, improving their chances of success, with minimal impact on their credit file
We also offer a Free Credit Report service, so our customers can see what the lenders see, without a 'hard' credit check. Allowing us to work with them, to fix up any issues, prior to application, if necessary.
Yes we can - in most cases. Many of our customers think they have very little chance of getting their car loans approved, until we review their situation and focus on their strengths. Strengths are different for everyone, but can include things like having a deposit, stable job, stable home or having a mortgage etc...
We can review your credit file, see what lenders see and match you with lenders, based on your financial history and current strengths.
In some situations, where we can not assist immediately, we can work with you to fix up their credit file or make other adjustments, to improve your chances of approval with the best terms available to you.
Learn more about our car loans with bad credit solutions or car loans on Centrelink.
Yes, we can - in most cases!
We specialise in finding finance for home loans with bad credit for our customers - even if they have had their applications knocked back in the past.
Even if you have a low deposit (or no deposit at all) and a bad credit history, we will work with you, to match you to the right lender to improve your application chances of approval.
As experts in the home loans space, we will review your credit history (with no mark on your credit file) and make sure your application is presented well, to improve your chances of success.
Yes, we can - in most cases!
Head over to our Wholesale Cars page, to learn more about our national network of cars, where you could get your next car or vehicle at wholesale prices - saving you time and money.
After completing your car loan application, just let us know what you need the car for, and we can take it from there. We'll present you with a range of suitable vehicles, all with no obligation to you!
Yes, we are a registered finance broker. Rapid Finance (Aust) Pty Ltd is fully licensed and regulated to offer credit services in Australia. Our operations are overseen by the Australian Securities and Investments Commission (ASIC).
Here are our relevant credentials for your reference:
All Mortgage origination is undertaken by our associated entity, Rapid Mortgages (Aust) Pty Ltd, which holds an Australian Credit Licence number 509599.
Rapid Finance has its head office in Melbourne, however, we also have a presence in Sydney, Brisbane, Perth and Adelaide. Our loan and finance services are available across Australia.
Rapid Finance, Unit 1/ 13 Bonview Circuit, Truganina. Victoria 3209 - Contact Us to learn more.
Monday–Friday: 9:00am - 6:00pm (AEST)
At Rapid Finance, we are always looking for talented people to join our team. Head over to our careers page to view the job opportunities with Rapid Finance across Australia.